Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19253 reviews)

View other Monzo products

4.93

Based on 19,253 reviews, last reviewed 11th Apr 2026

98950% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best customer focused bank. Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19253)

So amazing. Modern, supportive, professional!

Love this bank so glad I switched! So many perks and amazing support service. 100% recommend x Reviewed on: 13th April 2021

Fantastic

I couldn't ask more from a bank. Funky, ethical, secure, easy to navigate, useful & bright. Love Monzo Reviewed on: 13th April 2021

Amazing bank

Monzo is amazing the best bank ive ever had allowing me to have good control over my finances ❤️ Reviewed on: 13th April 2021

The way banking should be!

Broke down the barriers with a unique approach to banking and continues to do so, love it! Reviewed on: 13th April 2021

Excellent Performance

I have no regret for choosing to bank with Monzo. They have provided excellent and totally satisfied service for me and I sincerely hope Monzo will remain the most trusted and number one bank in UK for years to come. Reviewed on: 13th April 2021

Great service

Love it save thousands when is USA for a holiday in exchange rates... Reviewed on: 13th April 2021

Amazing

Used monzo for a couple of years now. Absolutely fab. Customer services are easy to speak to. Nothing is an issue. Reviewed on: 13th April 2021

Great Bank, Easy to Use

Always easy to get in contact with customer service, any FAQs are always easy to find. Can’t complain and would always recommend to a friend. Reviewed on: 13th April 2021

Always great service

Great bank would recommend to family and friends Reviewed on: 13th April 2021

Form and function

The Monzo cards look cool, as does the app. This is great, but what I really love is the functionality of the Monzo app - the immediacy of transactions, the budget and spend tracking, easy categorisation, pots, ability to pay friends quickly, split the bill (such a win)... etc. The functionality addresses all the things I would have previously described as pain points with banking. That’s a huge win. Also - The data. Data readily available makes keeping on top of one’s finances easy... and enjoyable because it’s all been designed with great UI/UX. Two big thumbs up. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Punjab National Bank 1.00 from 1 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews
Current account
from Zopa 4.94 from 5954 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub