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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use

Friendly team happy to help and a really good bank love the early pay options Reviewed on: 13th April 2021

The best bank you could ever hope for

Monzo just provides outstanding features as standard, brilliant reliability, and the best support I've ever experienced from a bank. Reviewed on: 13th April 2021

Awesome bank

fantastic app and services. Love the advance payment option, especially if my salary is due on a Monday and I can receive it before the weekend Reviewed on: 13th April 2021

Love it

Very helpful to be able to contact support over IM Reviewed on: 13th April 2021

Love Monzo

Cannot believe I can “love” my bank! But I do! Reviewed on: 13th April 2021

Best bank

Best bank, good customer service Reviewed on: 13th April 2021

Brilliant company

Excellent customer service, quick and easy to use and very professional Reviewed on: 13th April 2021

Bank centred around its customer's needs

Monzo has made banking more simple, less daunting, even pleasurable. The app is great - very user friendly. They seem to have anticipated everything you might need. Reviewed on: 13th April 2021

great and easy to use with all the features I want

Excellent app no strange devices to make it work easy to use and the few times i have needed customer service was dealt with very quickly. How all banks should work Reviewed on: 13th April 2021

Great experience Banking

Best banking experience I have had Reviewed on: 13th April 2021

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