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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19253 reviews)

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4.93

Based on 19,253 reviews, last reviewed 11th Apr 2026

98950% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best customer focused bank. Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19253)

Monzo carea about me!

I love using Monzo, it is so easy. No complexity, no jargon just helpful people making my banking experience better. Reviewed on: 13th April 2021

Hassle free banking

Monzo is pain free, with good perks available even as standard. Reviewed on: 13th April 2021

I love monzo banking at your finger tips

I love the whole concept of me being notified instantly about purchases and promoting the use of pin. Also refunds are done instantly not like other banks where you have to wait 5 working days. Also the ability to get your pay early once it has been paid by bacs. Reviewed on: 13th April 2021

Easily the best bank out there by far

Most simple helpful bank I’ve ever used. I’m never switching Reviewed on: 13th April 2021

Monzo is the best

Monzo is so great for transferring money, the splits and reminders are so handy and it's so quick and easy to use! Definitely the best bank! Reviewed on: 13th April 2021

Fantastic

Amazing bank with great ideas . Easy to use app , highly recommend Reviewed on: 13th April 2021

Best bank

Brilliant bank Very quick and easy Reviewed on: 13th April 2021

Simple and easy to Navigate

Monzo is a really good app to use for online banking not only is it easy to navigate around but it allows me to get paid a day early which comes in handy at the end of the month when I’m left with less that £1 in my account lol. Been using Monzo for two years and wouldn’t go back. Reviewed on: 13th April 2021

Most efficient bank and service i've ever had

I'v3 had experiences with almost every bank in england and Monzo is the best ever Reviewed on: 13th April 2021

Brilliant Bank

Since using Monzo, I’m able to save more money & there customer service is brilliant! Reviewed on: 13th April 2021

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