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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Fastest and most convenient

All i can say is life has been a breeze in terms of transactions ever since Monzo came to the rescue. Reviewed on: 13th April 2021

I love Monzo

Monzo changed my view on banking, it is so easy to manage your finances. Brilliant Reviewed on: 13th April 2021

Best Bank Available!

I can honestly say nothing bad about this bank - amazing user Interface - multiple savings pots, getting salary paid early and so on. They are always adding more and more features and the only thing I would suggest is maybe start to offer a credit card? Reviewed on: 13th April 2021

A Really good easy to use bank app

Good overall experience with monzo i would recommend monzo to my friends Reviewed on: 13th April 2021

Best bank I've ever had, and I've worked in banking previously for others

By far the best bank I've ever been with. Yes, they're app/online based, so you don't have the option for a branch, but who cares? If you can use a phone, then you're able to bank with Monzo. The app is brilliant, the customer service is brilliant. And I've got both my personal and business bank with them. Amazing bank. Keep up the great work Reviewed on: 13th April 2021

Monzo Best Bank!

So easy, and love the app! It's so easy to request money from people! Reviewed on: 13th April 2021

Fast and informal service.

Modern relaxed banking for new generations and money markets. Reviewed on: 13th April 2021

A new approach to money management !

Monzo is so easy to use and understand ! Online transactions are instant ! It’s like nothing you’ve ever known before ! “A breath of fresh air “ Reviewed on: 13th April 2021

Professional, efficient, easy, I understand my finances!

I love MONZA because 1. everytime a payment is made, I get a notification 2. if I have a problem, I can message or telephone and I will always get someone helpful. 3. I am not treated like a moron when I don't understand something. 4. Always positive and customer services always talk to me honestly and with respect ... I don't feel they are "doing me a favour" which is the case with many bank staff. 5. the App is easy to understand and use. 6. I always know the state of my finances 6. I can plan and I feel I am in control of my own situation. 7. When my card was stolen, they were fantastic and sent me a replacement which arrived before they had promised! Brilliant bank! Reviewed on: 13th April 2021

Love everything

Monzo is by far the best bank going! Reviewed on: 13th April 2021

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