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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple and easy

It's simple online banking where you don't have to remember a complicated user ID and several passwords makes it easy to use. Easy to transfer money to people, easy to make payments. Also really like the pots feature so I can see what I have to spend! Reviewed on: 13th April 2021

Best Online Bank!

Instant reports on what you've spent.. I like the fact you have to approve transactions for extra security.. Very happy I joined MONZO!! Reviewed on: 13th April 2021

Great bank

I've been with monzo just over a year and honestly it's been great, I've recommended them to family and friends. I absolutely love the simplicity and knowing I get alerts for everything makes me feel safe. Reviewed on: 13th April 2021

Easy to use

I’ve been with Monzo for like 2 year & I have got most of my friend on it as as it its just so simple to set up & use Reviewed on: 13th April 2021

Banking as it should be

Easy, accessible, it just works! Reviewed on: 13th April 2021

Sorted my finances out with Monzo.

Without Monzo there is absolutely NO way I would have had a clear oversight of where I was at financially. Being able to seperate my money in to seperate pots which can be hidden, has allowed us to save towards buying our first home. Providing the option to receive my pay check the day prior has been fantastic. Communication with the Monzo team has always been 10/10. I could not love or thank Monzo enough for making a stressful task almost enjoyable, dare I say it. Reviewed on: 13th April 2021

Nice

I love Monzo I use last 3 years Ago. I never need to use to help. It’s very easy Reviewed on: 13th April 2021

Brilliant banking service.

Great bank with a really well thought out app that makes managing your money very easy. Made switching from my old bank as easy as pressing a button Reviewed on: 13th April 2021

Best bank ever

I love Monzo — they care about their customers, they are engaged, informative and ultimately provide the best retail banking service and products. Reviewed on: 13th April 2021

Brilliant bank!

Monzo are fantastic. Easy process to set the account up - all done online. Great little app to keep track of where you are each month and the additional bonus of spending reports helps to manage your money through the month. Excellent when travelling as there are no foreign currency fees and the currency conversion rate is very generous. I would thoroughly recommend. In fact I have recommended so many times many of my family and friends also use Monzo too! Reviewed on: 13th April 2021

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