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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18186 reviews)

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4.93

Based on 18,186 reviews, last reviewed 27th Feb 2026

47300% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy to use, great interest rates for savin... Monzo is easy to use, great interest rates for savings and easing investing through their app Reviewed on: 27th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18186)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Excellent App and Service

Very good and advanced app where I can manage all my payments Reviewed on: 23rd February 2026

Modern, feature rich, reliable banking.

I love Monzo! The app first approach is so modern. I used a competitor bank and their online services were an aweful webapp, I got locked out of more often than used. Monzo has amazing features, trends, money tracking you can include and exclude accounts from this. Mark things as expenses to help you remember to claim it back... the list of features is simply exhaustive and just gives me what I want from my bank. Modern, feature rich, reliable banking. Reviewed on: 23rd February 2026

I have tried every bank out there, I collect them

I have tried every bank out there, I collect them like Infinity Stones but Monzo is the only bank that has me coming back every time. The convenience of the bill splitting, the challenges to help you save money and the excellent support make it a consistent winner. Reviewed on: 23rd February 2026

Fantastic bank, love everything about it.

I have been with Monzo for years and love everything about it. It’s great for travel, I have their max plan which gives me amazing perks such as insurance, weekly treats and better savings rates. I love have a digital, easy to use banking app which combines all of my finances including pensions and showing my other credit & debit cards. I love the savings challenge, the good, clear communication when there’s any changes to rates. As a young adult I a confusing financial world, Monzo works great for me. Reviewed on: 22nd February 2026

easy app to use, informative and helpful

easy app to use, informative and helpful Reviewed on: 22nd February 2026

Excellent app and tools to save money

Excellent app and tools to save money, and also track spending. The best banking app I have used. One stop to track all of your money, savings, investments and mortgage. Excellent Reviewed on: 22nd February 2026

Online tools for budgeting, saving and spending

Excellent online tools for managing savings, tracking spending by category and budgeting. Connecting across all bank accounts, credit cards and savings can help me manage my money better and plan for future. Reviewed on: 22nd February 2026

Great features

Lots of good features; the saving pots, splitting bills, paying someone nearby and the 1p challenge are my fav!! Reviewed on: 22nd February 2026

It is the best bank account i ever used.

It is the best bank account i ever used. The savings options are too good and the pot system is excellent which help me to manage my funds more properly and control my finances. Reviewed on: 22nd February 2026

Best quality and very good interface

Best quality and very good interface Reviewed on: 22nd February 2026

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