Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use . Instant Banking - brilliant!

Instant Banking !!! Everything is so easy . Even got my husband to convert and now he a convert too Reviewed on: 13th April 2021

Quick, simple, saving pots are amazing

The notifications when you have been paid or you have paid someone is instant. Very simple app to use and customer service is always very helpful. I love the roundup for your saving pots and that you can get paid a day early if needed. Reviewed on: 13th April 2021

Excellent bank

It’s the best bank account I have ever had, simples Reviewed on: 13th April 2021

Monzo Premium user

I’ve had a Monzo account just over a year now and it’s so refreshing to have a tech first bank. Makes so much sense. I upgraded to premium once available. I do hear from others that they have started restricting the free accounts more and more which is a bummer. Reviewed on: 13th April 2021

VOTE FOR MONZO Bank

Love Monzo Bank I vote for Monzo 5 star rating ⭐️ ⭐️⭐️⭐️⭐️ Reviewed on: 13th April 2021

Brilliant

Easy banking and to use abroad especially Reviewed on: 13th April 2021

Excellent

Best features ever for bank services Reviewed on: 13th April 2021

5*

The app helps me budget each month, allows me to have separate pots to save money, the only thing I would like is to be able to pay cash in. Apart from that it is 5 star Reviewed on: 13th April 2021

A-MA-ZING

I can't believe we even have to vote... surely everyone realises that Monzo is the best? Hassle free, EXCELLENT customer service (they even send you emojis!) - love, love, love! Reviewed on: 13th April 2021

Excellent service

Great costumer service, easy to uses app, great that you can get paid a day earlier comes in handy sometimes, great that you can put all your Bill's into a pot then you know they will get paid and not need to worry about. Excellent service all around Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Norwich and Peterborough Building Society 3.77 from 8 reviews
Current Account
from ICICI Bank 4.12 from 2 reviews
Platinum Added Value Account
from Lloyds Bank 3.96 from 47 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub