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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Great

Brilliant bank would definitely recommend Reviewed on: 13th April 2021

Magnificent Monzo

Fast easy safe and happy banking User friendly and able to interact in a casual or more formal way when making and receiving payments. Can’t fault this bank Reviewed on: 13th April 2021

Really wonderful

Easy and convenient to manage money Reviewed on: 13th April 2021

Great bank, easy to use. Always there to help and advise. Great products. Highly recommended.

I have a current account and savings pots. So easy to use and I love the bright cash cards. Savings pots are awesome. Reviewed on: 13th April 2021

The easiest money experience

Compared to other banks, everything you need to do is front and centre, no fluff, no upsell, no banner ads for mortages, insurance or features you don't need. Everything, from the UI to the feature set, is conceived with the user at the centre. What you want to do, easy and straightforward. Reviewed on: 13th April 2021

Makes baking easy

It simplified banking and the app makes banking so easy. Reviewed on: 13th April 2021

Monzo are quite simply, the Best..

Amazing banking experience, amazing customer service.. Reviewed on: 13th April 2021

The best

Im customer Monzo from near 3 years ,im very satisfied. Reviewed on: 13th April 2021

Nice and easy

It’s a pleasure to use and it’s as straight forward as it can be. The push notifications keep me updated and it’s always clear and very understandable Reviewed on: 13th April 2021

So much better than high street banks

Amazing service that outshines Hugh street banks! Welcome to the new age if banking... Reviewed on: 13th April 2021

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