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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Hassle free banking

Monzo is extremely easy to use, it helps me keep track of my spending without having to manually add items to an Excel spreadsheet! Reviewed on: 13th April 2021

Very easy to use

Highly recommend and easy to Contact the customer service Reviewed on: 13th April 2021

Great bank nonhassle

Fast effective and no hassle easy to use app fantastic option to get paid early too Reviewed on: 13th April 2021

I can finally keep an eye on my expenses!!

Loving the way my expenses can be categorised with a show of expected expenses at the beginning of each month Reviewed on: 13th April 2021

Monza 'Simply The Best'

Very customer friendly online Banking easy to use great app always updating and making things better. Reviewed on: 13th April 2021

A completely different bank, a fresh approach to banking

I was with first direct previously and although they qualified as different and digital-first, you could easily tell that they were part of HSBC. Monzo is not only digital-first, but also has a fresh approach to banking, with a community-driven ethos and continual drive for innovation. They also want to be more (expanding into the US and applying for banking licences) and this really sets them apart from virtual competitors like Revolut, making them feel like a real bank and one that has a strong future. Reviewed on: 13th April 2021

Blowing the high street banks out of the water!

When Monzo came along it was a bit of a revelation. High street banks had been stalling and taking us all for granted for years. Monzo has amazing features, amazing app functionality, good customer services and their systems are easy to use. The way high street banks are disappearing off the high street, it doesn't matter if you can't visit a branch, everything you need can be done in another way. Reviewed on: 13th April 2021

Best bank I have ever had

Great mobile app. Great support 24 hours a day. And amazing online community Reviewed on: 13th April 2021

Best bank ever had

Excellant fast service on the live chat when you need help, no waiting on phones for hours. Best feature is getting paid early, no other bank does this for you Reviewed on: 13th April 2021

Super simple

Monzo makes saving and managing money as price of cake. With a vibrant card to match!! Reviewed on: 13th April 2021

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