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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Banking uncomplicated

5
Monzo have made banking so much easier & more straightforward than any of the old school banks. Monzo is the bank we need for this era. Reviewed on: 13th April 2021

Easy app to use , fascinating offer like loan and overdrafts

5
I'm so happy with my Monzo account. Their service is amazing and so great Reviewed on: 13th April 2021

Best bank ever

5
Seamless experience, excellent UI, multiple savings options, international payments with transfer-wise and good support. Plus you get paid one day in advance. Love them. Reviewed on: 13th April 2021

Spot on

5
So simple and flexible bank account, many ways to control your money, super helpful staff and you can get paid a day or two early. Reviewed on: 13th April 2021

A bank built for today and the future

5
I have such a better understanding of my finances because of Monzo. Monzo fits around and into my life seamlessly now, as opposed to the old world where I would have to put time aside to consider money matters. Reviewed on: 13th April 2021

Very good

5
I love this bank Good service Love it Reviewed on: 13th April 2021

Great and modern Bank

5
Manzo is great, I only have good things to say about it. Reviewed on: 13th April 2021

Best bank eva!!

5
such a great bank, easy to use app, keep track of spending and customer service is so quick and easy, just like texting!! Reviewed on: 13th April 2021

I have recommended Monzo to everyone

5
Monzo is such a good bank it’s so flexible and I get paid a day early! It’s so handy to see what I’m spending and I will not bank with anybody else! Reviewed on: 13th April 2021

Recommended

5
It s very useful and easy to use.☺ Reviewed on: 13th April 2021

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