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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Just brilliant

Love the app, totally user friendly. Easy to navigate. Helps me to save, keeps me on track with my spending. Can’t recommend Monzo enough. Reviewed on: 13th April 2021

Nice experience with monzo

Very nice app and very fast responding to any problems Reviewed on: 13th April 2021

Hassle Free Banking with Free Foreign cash withdrawal

I have had no problems with Monzo It's a Hassle free service And I can withdraw a Amount of cash when abroad and also no charges abroad for using my Drbit card Reviewed on: 13th April 2021

Magnificent Monzo!

So easy to use, great for splitting bills or sending money to other Monzo users easily. Brilliant for transferring money overseas. Highly recommended! Reviewed on: 13th April 2021

Exelent

Good jobb Good bank no problem Reviewed on: 13th April 2021

one of the best options

low fees, great variety of services and overall good quality banking Reviewed on: 13th April 2021

Great bank

Great bank and security. App is brilliant and talking with bank is easy Reviewed on: 13th April 2021

Monzo Britain's Best Bank.

I've been banking with Monzo since 2016 and have introduced lots of my friends and family to Monzo. A fantastic banking experience. Reviewed on: 13th April 2021

Amazing Banking

Made the switch from HSBC to Monzo. Never looked back. Even get paid a day early and the app really does help to manage and budget your money better. Reviewed on: 13th April 2021

Banking for anyone born after 1820

Honestly, I don't know how other banks get aways with providing the service they do while Monzo exists. Monzo is better in every way that matters. Reviewed on: 13th April 2021

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