Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,142 reviews, last reviewed 2nd Apr 2026
93500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026
Ca M's avatar
Ca M

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19142)

Helpful , easy to use , great minds for new innovations

5
Monzo was a new way of banking for me and personally the best bank ive been with , thank you and good luck Monzo Reviewed on: 13th April 2021

Finally a card that has no stupid rules

5
As a professional internationally traveling Artist I NEED a card that functions simply in many different currencies without the fuss of fees. Since I use Monzo my travels are cheaper and more fun! and who doesn't want that ? Reviewed on: 13th April 2021

Speedy and transparent.

5
Been using it for my daily expenses for almost 4 years now, wouldn’t go back! Reviewed on: 13th April 2021

Best bank

5
Wonderful. Fast. Easy. Good communication. Reviewed on: 13th April 2021

Excellence; served.

5
From the buttery smooth app interface, to the speed of support team in the chat - Monzo absolutely deserves to win the best bank of the year. Reviewed on: 13th April 2021

Easy to use and super efficient

5
I've been with Monzo for over 2 years. The UI is great, service team responses are quick and the overall experience is really seamless. Reviewed on: 13th April 2021

Best bank

5
Quick, easy to use and get so much more than high street banks. They concentrate on what the customer needs and implements it unlike other banks! Reviewed on: 13th April 2021

Best Banking App ever

5
I initially used and tested a Monzo Bank account for work expenses purposes and since switched entirely over all my Banking to Monzo Reviewed on: 13th April 2021

Changed my life

5
Monzo pots (particularly the ability to pay direct debits from pots) have revolutionised how I manage my money and helped me to vastly improve my saving habits. Reviewed on: 13th April 2021

Best bank with the easiest-to-use interface

5
Love the interface, makes everything easy and quick. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products