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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Digital banking that makes life easier! Just superb and I couldn't imagine banking anywhere else!

Monzo are overall fantastic - simple yet so up to date with today's technology/ need for quick info. It's a breath of fresh air in comparison to other banks and their online banking services. Couldn't imagine banking elsewhere. Reviewed on: 13th April 2021

Best bank I have ever had

Any problems I get an answer straight away, opening a new account is easy and quick! Reviewed on: 13th April 2021

Easy to use and feels secure

The app is amazingly easy to use, has a lot of nice security features to stop fraud and their customer services are quick and friendly Reviewed on: 13th April 2021

Smart, Simple, Easy to Use

Simple banking, easy to use app and secure. I personally use Monzo as my 'treat' account. I use Monzo for my contactless payments via my watch/mobile using Google Pay as I like the instant feedback messages when I have made a transaction. Very useful for sharing a bill, paying money to, or requesting from, with other Monzo users, simply split the bill, send or request an amount within the app. Easy to use abroad, simply use Monzo to pay and they workout the exchange rate for you then pay in GBP, no messing with buying the local currency. Overall experience has been positive...... Reviewed on: 13th April 2021

Life Saver

It is not exaggeration but true that Monzo helped me alot during my first year in the UK. They have very fast and effective application. Reviewed on: 13th April 2021

Best bank hands down!

Since switching to monzo it has been such a amazing experience. Best bank hands down Reviewed on: 13th April 2021

Mr C.

Great bank with more option i m very pleased with Monzo Reviewed on: 13th April 2021

Absolutely brilliant

Changed the way I bank for good. Just brilliant. Reviewed on: 13th April 2021

Can't fault anything

Been with Monzo for about 3 years and find them so easy to deal with day to day. Reviewed on: 13th April 2021

Monzo online bank

A very easy to use online bank makes banking easy Reviewed on: 13th April 2021

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