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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

good banking

very easy and very friendly customer service Reviewed on: 13th April 2021

Best bank

Very nice and best customer service. Highly recommended, very flexible and I'm very satisfied Reviewed on: 13th April 2021

A beautiful app

Great to use! It's really clear and makes it very easy to manage money. Reviewed on: 13th April 2021

The best challenger bank i have seen

Monzo is excellent, robust, innovative, efficient and streamlined with none of that usual "old school" bank jargon, crappy processes and minutiae. Monzo is a bank for the 21st Century! Just keep on innovating and you are heads and shoulders above the rest! Reviewed on: 13th April 2021

So easy

Very easy, user friendly and super useful Reviewed on: 13th April 2021

Banking made so easy

I wasn't expecting juch from.a branchless bank. HOW WRONG WAS I. I have moved all my family and friends iver now as they are the best bank i have ever been qith there is no more to say. Reviewed on: 13th April 2021

Best service I have ever had

Monzo customer service is amazing plus the app functionality great for additional services Reviewed on: 13th April 2021

Reliable and good communication

Easier to communicate with than other banks such as TSB. Reviewed on: 13th April 2021

Awesome

I've had an amazing experience with Monzo bank. Easy to use, less stressful, amazing options. Best bank for foreigners too. I love Monzo Reviewed on: 13th April 2021

Fantastic easy to use bank

Since the start its been excellent, no frills banking, best part is using overseas! Reviewed on: 13th April 2021

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