Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19421)

A Modern Bank

5
Monzo has many neat tricks to help me manage my money, I could never go back to legacy banking. Reviewed on: 13th April 2021
Anthony Cook's avatar
Anthony Cook

Best bank

5
It's best bank I had it and I can do everything by Monzo application Reviewed on: 13th April 2021
Mohammad sharifi's avatar
Mohammad sharifi

Best bank to date

5
Since transferring over to Monzo I have managed to keep an eye on my funds, pay off several debts and still stay afloat even during the pandemic Reviewed on: 13th April 2021
Z's avatar
Z

Super bank & app

5
Very user friendly but also very detailed in how you can use the app. Lots of ways to help you manage your money and instant access to chat with an advisor should you have a query or problem. Always very helpful and friendly. I don't even mind not having a branch to go into because everything i need is so readily available. Highly recommended Reviewed on: 13th April 2021
Leah Larmour's avatar
Leah Larmour

Amazing service

5
I’m very happy with my account and I know that my money is safe. Reviewed on: 13th April 2021
Alfred's avatar
Alfred

Best bank

5
so glad I joined monzo couple years ago, they have been absolutely amazing and always helped me when I've needed help or advice. 100% recommend to everyone. Great customer service too. Thankyou monzo. Reviewed on: 13th April 2021
Sam Jackson 's avatar
Sam Jackson

Great

5
I opened this account not knowing what to expect - but I must say I find it very easy to use and simple to move money from my regular account to my savings pot. "Simple needs made very easy" what more can I say. Reviewed on: 13th April 2021
Stuart Smith's avatar
Stuart Smith

All the Bank You'll ever Need

5
Monzo Bank has been so useful to me. It is so easy to use and it helps to budget better. It has a lot of tools that can help you save and grow your money. Reviewed on: 13th April 2021
Sam Hussein's avatar
Sam Hussein

One word, fantastic!

5
Monzo has changed the way I have been able to bank. This has proven to be especially helpful during COVID-19. I know there are other starter banks out there, but Monzo has been nothing but attentive, reliable and also importantly, FUN to use! Reviewed on: 13th April 2021
Luke Taylor's avatar
Luke Taylor

Monzo is good!

5
Excellent user interface and experience. Great features. Nice looking card, flexibility when travelling abroad and really good customer service. Reviewed on: 13th April 2021
Ju's avatar
Ju

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3185 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1141 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill