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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Good choice

Monzo bank is good choice with digital services. I am waiting for them to allow me to receive money from abroad with the Swift code. Then it will definitely be the best bank Reviewed on: 13th April 2021

Not looking back

I switched to Monzo in 2018 and I can’t foresee ever going back to a high street bank, app is very easy to use and there are a wealth of options with which to save or spread your money. Very satisfied Reviewed on: 13th April 2021

Easy

Easy to use and has been so helpful. Reviewed on: 13th April 2021

The BEST Bank bar none!

Super slick app, love the salary sorter and pots features! Great live chat support when needed. Reviewed on: 13th April 2021

Easy, accesible, modern

Monzo is an easy, clever and customer service orientated bank. A breath of fresh air! Reviewed on: 13th April 2021

My finances have never been better

I used to be awful with money and always overspent, but Monzo let’s you have a real handle on your money. It isn’t scary or daunting like other banks and I even have savings now! Reviewed on: 13th April 2021

Full monzo

Best app, best customer service. Snazziest cards Reviewed on: 13th April 2021

Revolutionised my finances!

No longer are we going overdrawn every month. The pots facility has enabled us to save for just about everything, so annual charges for things like the boiler service no longer take us by surprise. I recommend Monzo to all my friends and family. Reviewed on: 13th April 2021

Amazing

Love it! Such a great bank. Couldn’t ask for anything more. Reviewed on: 13th April 2021

Extremely pleased with Monzo

Extremely happy with all the smart features of the app and Monzo's services; it started as my 2nd account but has become my main one shortly after Reviewed on: 13th April 2021

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