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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

my first bank

easy to operate your money i’m using premium for 6 months Reviewed on: 13th April 2021

Safe, Easy, Fast

Customer Support is the best ever. I can keep track of my expenses and payments in real time. It dramatically helped with my anxiety in dealing with online transactions. Reviewed on: 13th April 2021

I love monzo

When I first joined I was recommended by a friend, it was so easy for me (I struggle with technology). I love the bank, the app, the help, the reliability and the ease of use. I've never been confident with/in previous banks before Monzo. I'm a very happy customer. Thank you Monzo team! Reviewed on: 13th April 2021

Monzo bank

Its the best that i have ever used Reviewed on: 13th April 2021

The only bank I need

Excellent customer service, intuitive app and useful features. Reviewed on: 13th April 2021

Love it!

Amazing design, easy to use with great UX experience. Innovative Reviewed on: 13th April 2021

Probably the smartest bank out there

I don't see how your normal high street banks will ever contend in the future with Monzo. The technology that they have, to show you how your spending your money, is to try and help make it easier to be smarter with your money. They sort out issues and know exactly what's going on straight away, pots, coin jars, they pay you early, have the best hot coral card out there and the ability to split the bill. If you're not with Monzo already... Catch up. Reviewed on: 13th April 2021

Brilliant bank

I cannot complain about anything that this bank have done for me in the last two years, they are helpful, understanding and always friendly and offer great advice when I need it. I will stay with Monzo as long as they are in business. Thank you so much to all the team Reviewed on: 13th April 2021

Good bank

Good experiece with monzo bank This is my opinion Reviewed on: 13th April 2021

The easiest, most organised way to bank.

Can’t recommend highly enough. So easy to use, finances are well organised. I’m able to budget easily and efficiently. Monzo had genuinely led me to be able to be more in control of my money for the first time in my life Reviewed on: 13th April 2021

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