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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Absolutely brilliant

Brilliant app and easy to use. Love the pots, makes managing budget alot easier Reviewed on: 13th April 2021

Great

First rate all round. Excellent and effective services Reviewed on: 13th April 2021

A bank designed by people who understand design

Slick, nice, great integrations, user centric, and don’t fund fossil fuels Reviewed on: 13th April 2021

Best Bank Ever!

Both my husband and I have Monzo accounts, we've never looked back! Reviewed on: 13th April 2021

Easy to use & convenient.

Everything can be done from the app. I can get cash from any cash point if I need it. I can deal with payments at any time, any place. I absolutely love the pots, it makes it so easy to keep money separate but still available. I have one especially for gifts of money I receive for birthdays or Christmas, it ensures “special” money doesn’t get spent on groceries- unless I choose to! On top of that - they don’t send hundreds of emails, only necessary ones. Reviewed on: 13th April 2021

Great Service and Systems

Love the app, everything is simple and quick, customer service is great, never had any issues Reviewed on: 13th April 2021

Wonderfull

Easy, quick, simple - what more can I say. Reviewed on: 13th April 2021

Head and shoulders above the rest.

As both a consumer and small business owner, whenever I needed to do something with my banking in the past, I would dread it - even just finding out what I needed to do could be rabbithole of confusing jargon. Switching to Monzo was the best decision I have made with my finances, bar none. Everything is in the app, and you can tell they bend over backwards to make everything a simple as a few taps. Genuinely, awesome. Reviewed on: 13th April 2021

Munoz- modern and forward thinking

This is the best bank I have ever dealt with by far in my 30 years + of banking. Modern forward thinking ideas and solutions to age old banking headaches! The app is brilliantly intuitive. Why would you bank anywhere else! I don’t anymore!! Closed down my HSBC and Santander accounts and transferred all of my direct debits, standing orders and incoming money payments effortlessly with the aid of the Munzo app. Reviewed on: 13th April 2021

The best UK Bank by far

Never had I had such an easy well run bank before, I've closed all my other banks and only use monzo. Customer contact is 100% and quick to answer. We'll done Monzo ✔ Reviewed on: 13th April 2021

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