Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best bank I have ever had

Everything is easy with Monzo. I haven't had a single problem with it. It's the bank I use for daily transactions and I can't be any happier with it. Moreover, whenever I've had an issue, I found their customer support team to be very efficient and friendly. Reviewed on: 13th April 2021

The most efficient way to bank

User friendly app which takes the hassle away from banking Reviewed on: 13th April 2021

Great bank

I love Monzo. The app is informative and keeps you up to date with your spending . Very helpful if you need to speak to them. Does everything I need . Reviewed on: 13th April 2021

The best bank

I had accounts in couple banks in UK and abroad, but Monzo is the best bank from all of them Reviewed on: 13th April 2021

Great personal banking app

Seamless personal banking experience with Monzo, easy-to-use app, and great customer service. Reviewed on: 13th April 2021

Best bank!

Used monzo since the beginning, love how easy they are to bank with, quick and easy support and so easy to budget and save! Reviewed on: 13th April 2021

Monzo have been very reliable and consistent with their services.

I have been using monzo and I have never any regret using them They are very helpful and supportive Reviewed on: 13th April 2021

Excellent honest customer service

Usually no need to contact them, but when you do they are always well informed, explain things clearly and provide excellent service. Reviewed on: 13th April 2021

Best of the best bank in the world

I'm sure Monzo is by far the best bank ever. Faster, easier, secure, functional and great banking experience! Reviewed on: 13th April 2021

Reliable, modern and customer-focused bank!

The only modern bank account that you can trust. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Metro Bank 4.79 from 10579 reviews
Test test testTest test test
from Test test test 0.00 from 1 reviews
Silver Added Value Account
from Lloyds Bank 4.28 from 22 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub