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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Love!

So easy to use. Customer service is great. Really helpful and as a bank they always keep you informed. The constant new features released just prove why it’s number one Reviewed on: 13th April 2021

As a bank should be

Very simple and easy to understand banking. Easy to talk to too. Definitely how a bank should be. Reviewed on: 13th April 2021

Great features, fast reliable bank

Since I've had monzo, it's been a pleasure to use, I've always had issues resolved quickly. And they had features in the beginning ahead of main banks, love the get paid early feature. Reviewed on: 13th April 2021

Super user friendly bank

Amazing online bank. I have been with Monzo since the very beginning. It allowed me to save better, enjoy holiday abroad without paying extortionate exchange rates and fees and the app is just suuuper user friendly! Not sure why the big banks have such a difficulty creating good mobile apps when they have much more money than Monzo does Reviewed on: 13th April 2021

Brilliant bank 10stars

I have been with this bank for a year and it is the best bank ever. I would recommend it to everyone Reviewed on: 13th April 2021

Stephen Barnes Green

In over forty years of banking the last two with Monzo is the first time I have felt always in control of my money. Not the bank in control of it. Reviewed on: 13th April 2021

Makes banking simple

Simple and easy to use, with extra bits that make the service a whole let better. Reviewed on: 13th April 2021

Best Bank

It really is the best most flexible bank Reviewed on: 13th April 2021

Magnifico

Customer service excellent I am very happy Reviewed on: 13th April 2021

Amazing

Amazing, best Bank ever!! Higly reccomend Reviewed on: 13th April 2021

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