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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Pleasurable banking

Monzo is banking that ticks all the boxes for features, benefits and security. A pleasure to use everyday. Reviewed on: 13th April 2021

Hustle-free, easy-to-use, accommodating

I had only positive experiences with this bank. Applied and got approved for a loan within minutes, the money was in my account right away. Very low interest rate. Also - when I entered financial trouble during the pandemic, they were super helpful in helping me resolve these and freezing my payments temporarily. Reviewed on: 13th April 2021

Outstanding

Monzo bank is one of the best banks out there by far they put customers first and they do everything to help you start away and you can do anything on your phone outstanding performance Reviewed on: 13th April 2021

Good stuff

Been with Monzo for a few years now, always moving forward, helpful with advice, setup is easy. Recommended a couple of friends who use this bank. Reviewed on: 13th April 2021

Top For Money Transfers

As a parent of adult children, who occasionally need a few quid to smooth the way, Monzo is the best blender for smoothing their way!! Money transfers are easy peasy. There is no complicated process. Just pay whoever, enter amount and boom it’s done. Oh, and the lovely coral colour of the card. Make it my #1 bank of choice. Reviewed on: 13th April 2021

Excellent and exciting new bank

I have been constantly impressed by this bank. It is seems genuinely customer focused Reviewed on: 13th April 2021

10/10 FANTASTIC BANK

So, I started off using a basic account. Easy to setup, easy to use. Quick delivery of a vibrant coral red card. My fiancé used Monzo and introduced me. We opened up a joint account, in the middle of national lockdowns, so easy! I upgraded my account, I have great features! Pots for saving and personalised round ups! Did I mention the stunning blue card?!. I changed my name, the advisers were so helpful, very quick to update my details, always there ready to help. I have been with 3 large mainstream banks and they have nothing on Monzo. I recommend this to all of my friends, and family! Work colleagues and anyone who listens ! You will not regret using Monzo, honestly.. I am so happy. Reviewed on: 13th April 2021

Best bank by miles

Clear app and smart thinking makes banking way with Monzo. Reviewed on: 13th April 2021

Wouldn't choose anyone else

Never had a problem. Outstanding. Reviewed on: 13th April 2021

AMAZING

Fast. Easy use and very good chat service. Reviewed on: 13th April 2021

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