Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great bank

Helpful friendly and ahead of the field by miles Reviewed on: 13th April 2021

The best online bank

Everything have been solved with you Reviewed on: 13th April 2021

Fantastic bank

Head and shoulders above the rest Reviewed on: 13th April 2021

A Game changer for personal finance & savings

I have been with Monzo since it was Mondo and in beta, I'm a loyal customer and have had huge benefits in terms of my personal savings due to the pots feature and also the automated savings challenges I take part in via the integration with the IFTTT (If This Then That) integration. The only thing about the bank that I am really not the greatest fan of is the user interface when they changed it but the pro's of Monzo far outweigh the cons so I won't be moving away anytime soon! Reviewed on: 13th April 2021

Innovative and simple

We use Monzo for business and personal banking and have always been impressed by their constant innovation and personal touch customer service. Reviewed on: 13th April 2021

Inclusive and helpful bank

I love that monzo sets out to help you to manage your money rather than profit from its mismanagement. This is really important for people with neurodiversities and indeed everyone. Reviewed on: 13th April 2021

Great

Really great and awesome app and bank Reviewed on: 13th April 2021

Best Bank

Probably one of the best banks I've used. The only downside is that there is no physical bank where I can widraw more then the limit Reviewed on: 13th April 2021

Makes banking easy and not a faff as the old style banks are with terrible online setups. Also use HSBC and they are so annoying at logins and transferring money etc.

Always a lovely interaction and I have used their support function which is quick and does not involve a phone call! Reviewed on: 13th April 2021

Excellent service

I have been using Monzo for about 6 months now and I have never had any related technical issues. All my transactions were really smooth Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus account
from Virgin Money 4.32 from 33 reviews
Reward Silver account
from NatWest 4.39 from 167 reviews
Current account
from Hampden Bank 4.23 from 5 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub