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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank ever

Best bank I've ever used so simple and clear to use Reviewed on: 13th April 2021

Very efficient

Very effective every time if I have a problem they’re responding and trying to solve it. Also interface is great. I’m very happy actually. Reviewed on: 13th April 2021

Fuss free banking

After years of being a customer of many traditional banks, discovering Monzo has been life changing. I've been with Monzo for a few years now and it's always been the easiest, smoothest experience I could ask for. I don't ask much from an everyday bank account: easy transactions, accessible help and budgeting options. If, on top of this, you add fee free and exact exchange rates when traveling abroad, and an ethical and transparent company, you get the best banking option in the UK. Reviewed on: 13th April 2021

Best Digital Bank

Smoothest banking experience out there Reviewed on: 13th April 2021

Epic bank

I love how easy the app is, the get paid early feature is super helpful and the notification system is spot on. And the icing on the cake the customer services team and friendly and helpful which is hard to find in this day and age. I’ll never bank with anyone else again!! Reviewed on: 13th April 2021

Monzo the best bank

The service that was provided to me was one of the best service that a bank can have. It is definitely better then any other bank it’s more simpler and easier and less headache like other banks. One of the best banks I’ve ever been with and I highly recommend it to everyone, Once again thank you Monzo for the best services that you provide. Reviewed on: 13th April 2021

Ease of use is at its core

The most simple and straightforward banking experience you will ever have. Favourite feature: pots, a life saver for organising spending and saving! Reviewed on: 13th April 2021

I've recommended Monzo consistently for last 5 years

Amazing bank, perfect customer service, great banking products and highly usable app, what's not to love? Reviewed on: 13th April 2021

Best Bank.

Best bank I have ever been with, so helpful and very easy to get on with. Reviewed on: 13th April 2021

The best bank I have ever used

The best bank I have ever used. Everything is easy, fast and efficient. I've been using Monzo every day for years and I have yet to find a single fault. Reviewed on: 13th April 2021

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