Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to setup and use

So easy to setup a new account, very quick at sending cards out, and easy to use app. Reviewed on: 13th April 2021

Convenient!

Monzo makes banking easy and convenient. The app is very easy to use for people within all ages group. Everyone in my family has a Monzo account. Def recommended Reviewed on: 13th April 2021

Monzo is the best

Monzo is the start of the future of banking Can't live without it Reviewed on: 13th April 2021

Amazing banking service

The banking and customer service from Monzo is incredible! Reviewed on: 13th April 2021

Best bank ever

Using Monzo has been my best experience with banks so far. Reviewed on: 13th April 2021

Brilliant and reliable

My bank and money is always safe and my problems are rectified in minute's Reviewed on: 13th April 2021

Quick and easy to deal with

We've had no issues with Monzo and I really like their proactive attitude when detecting and dealing with fraud. Reviewed on: 13th April 2021

Superb

Great customer service and the best bank app it's really good Reviewed on: 13th April 2021

Makes banking, payments and savings a pleasure

I have been using Monzo as my only bank account for 4 years now. Its an incredible product which has made my life significantly easier. No more painful phones call. Making payments is super easy. Reviewed on: 13th April 2021

Go for it

I am so glad and satisfied with Monzo It's simply the best Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal account
from Revolut 4.75 from 92208 reviews
Reward Platinum account
from NatWest 4.62 from 452 reviews
Classic account (discontinued)
from TSB 3.80 from 202 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub