Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,142 reviews, last reviewed 2nd Apr 2026
93500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026
Ca M's avatar
Ca M

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19142)

top of the art

5
Always enjoyed using Monzo. The makes everything better. Don't have to wait days for the transaction to be processed, get the best exchange rates when abroad, all your banking available at the tip of your finger ! Thanks Monzo for such amazing support when my card got "stolen" online and helping me solve that. Jay Reviewed on: 13th April 2021

Simple to control finances

4
Quick and easy to use to maintain control of your finances. Reviewed on: 13th April 2021

So easy to use.

5
Just every problem I've had has been sorted swiftly and professionally. Reviewed on: 13th April 2021

Nice and secure

4
Is a good bank and I will recommend to all my friends Reviewed on: 13th April 2021

Perfect!!

5
Good and easy to use. Highly recommend!! Reviewed on: 13th April 2021

Love them!

5
Always helped and been great to use Reviewed on: 13th April 2021

Helped me manage my money

5
Fantastic- I manage my money so much better! Saving pots are a dream Reviewed on: 13th April 2021

LETS GO

5
What more is there to say they’re simply the best let’s go!!!! Reviewed on: 13th April 2021

This is banking!

5
Since I started using Monzo, the way I used to think of a bank or my relation with money have totally been redefined. Monzo has catered for all my financial needs within and outside the UK Reviewed on: 13th April 2021

Making high street banking look archaic

5
So convenient and easy to use, simple, straightforward, and reliable. I never realised how backwards high street banking was until I started using Monzo. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products