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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love thr interface!

I have been with Monzo for 2 years, i wasnt sure at first, but soon after creating the account i moved my current account ti monzo. Its th user interface and the customer service that makes it all worth it. All the best to Monzo, i hope it continues to grow. Reviewed on: 13th April 2021

Banking made easy

Great online bank. App is easy to use and full of great functionality. Help is easy to access and quick to respond. Reviewed on: 13th April 2021

Best online banking here

This is by far the best bank I've had. The quick customer service, friendly use interface, cheap abroad transfer, no hidden monthly commissions for whatever the other banks charge you for. It even works outside the UK which for me is important as I travel a lot. If I would still opt for a physical bank? No, not at all unless Monzo goes physical Reviewed on: 13th April 2021

Great for money management

App provides excellent way of being able to manage your monthly budget. Even offers me a way to get paid day earlier than my colleagues! Reviewed on: 13th April 2021

Helpful, easy and just the best

Monzo app is very easy to use and their customer service is second to none. I have had nothing but amazing service. Thank you! Reviewed on: 13th April 2021

Modern platform, minimal hassle

Monzo is a progressive bank, one of the few fintech startups that went on to pioneer a much more modern way of banking. A nice-to-use, well-engineered, feature-rich app paired with good customer service replaces the need for physical branches and while the big banks have tried to play catch-up with the likes of Monzo - some being quite successful in the process - many still appear to be quite behind the times! I feel like Monzo's savings account offerings could be a little more competitive, but in the current climate I think that's barely worth mentioning. Overall, a joy to use for anyone who prefers to do things online. Top marks! Reviewed on: 13th April 2021

Excellent & Easy To Use

I have found Monzo to be an excellent current account. It’s easy to manage my money by setting up payment pots & makes saving easier to do Reviewed on: 13th April 2021

A truly modern bank

Great app, excellent customer service, brilliant product. Reviewed on: 13th April 2021

Best bank or the future

Monzo focuses on it's users' experience, and believes users should have a voice in the direction the bank moves in, revolutionary! Reviewed on: 13th April 2021

Excellent

Such an easy app to use. Excellent for managing your finances. Reviewed on: 13th April 2021

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