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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18719 reviews)

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4.93

Based on 18,719 reviews, last reviewed 13th Mar 2026

48800% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My best friend I have never ever had a problem. I use Monzo as it has the best currency exchange rate all the time. It tells me if I don’t have enough funds to meet ... Read more Reviewed on: 13th March 2026

Latest lowest rating:

1

Poor banking Close bank account for no reason, thats enough said really Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18719)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Just banking!

Just banking! No offers of credit, no fuss, no issues, perfect Reviewed on: 22nd January 2026

Everyone should have a monzo

Monzo is so useful I’ve been using monzo for about 3 years now. and it’s a very reliable trust worthy bank and has great features like the flex credit which you can take advantage of when you’re needing that little bit of extra money . They also provide emergency overdrafts and don’t limit you when they can see you need the funds Reviewed on: 22nd January 2026

Always able to resolve issues or queries with barely...

Always able to resolve issues or queries with barely any wait time. Extremely good with any fraudulent activity possibilities. Great value for money with monzo perks, offering benefits no other banks do. Reviewed on: 22nd January 2026

I use Monzo as a small account to transfer funds to...

I use Monzo as a small account to transfer funds to my grandchildren. Over the last year i have contacted them to discuss my account and have found them helpful and knowledgeable. I have joined their daily savings plan and they are encouraging me to improve my financial position over the next 12 months. Reviewed on: 22nd January 2026

It has been simple easy and intuitive to bank with t...

It has been simple easy and intuitive to bank with them via the app Reviewed on: 22nd January 2026

Great customer service, good reminders about money a...

Great customer service, good reminders about money and benefits available. Covered by FSCS now too Reviewed on: 22nd January 2026

Easy to use great for anyone wanting to Budget with...

Easy to use great for anyone wanting to Budget with their money as you can have POS to split your salary up ; could be Car, Dentist etc. Reviewed on: 22nd January 2026

A* baking

Monzo is a bank app that is so easy to use, customer service is great and als easy to use abroad Reviewed on: 22nd January 2026

A bank FOR its customers

The savings challenge helped me out massively. Husband and I did one together and I even recommended it to my mother-in-law. Cashback on shops I usually shop at helped me to earn back £20 for the year. Can access your pay a day earlier that when it would usually have been paid. Just smart, forward thinking, FOR the customer type of bank. Reviewed on: 22nd January 2026

Great Value For Money

Great referral problem, staff are always happy to help on the app and membership program can give you money if you're lucky Reviewed on: 22nd January 2026

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