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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17652 reviews)

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4.92

Based on 17,652 reviews, last reviewed 9th Feb 2026

20950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

No fuss bank. No fuss bank. Excellent bot sorts out issues quickly online. Smart tailored app. Makes saving easy peasy. Reviewed on: 9th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17652)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

I love monzo.

I love monzo. It’s great for receiving salary early and also spending abroad. Reviewed on: 9th February 2026

I wish I had joined monzo sooner!

I wish I had joined monzo sooner!. Their app is so user friendly and it has also meant I have been able to open an account for my 7 year old and teach her the value of money and set up weekly spending money for her. I love the features such as sending monzo me links for ease of receiving a payment for an owed bill and the split bill function too! Reviewed on: 9th February 2026

I really enjoy using Monzo because it makes managing...

I really enjoy using Monzo because it makes managing my money feel simple, clear and stress-free. The app is incredibly easy to use, and I love being able to see exactly where my money is going in real time. Features like instant spending notifications, budgeting tools and savings pots help me stay organised and in control without feeling overwhelmed. Everything feels transparent and user-focused, and it’s obvious a lot of thought has gone into making banking more accessible and modern. Overall, Monzo fits naturally into my day-to-day life and has genuinely improved the way I manage my finances. Reviewed on: 9th February 2026

Monzo is a good bank to bank with.

Monzo is a good bank to bank with. It’s loyal to its customers and helps you out with everything you need, the app is easy to use and very straightforward. There is plenty of marketing and they let you connect with different banks quickly without the fuss. Reviewed on: 9th February 2026

Great offers and works really well

Great offers and works really well Reviewed on: 9th February 2026

Monzo current account

Excellent customer service also you get paid a day early what’s a good part of that account? Reviewed on: 9th February 2026

AMAZING!!

I’ve had monzo for over 5 years and I’ve never had an issue, I’ve extended to a joint account, ISA savings and recently started investing. All very easy and explained clearly on the app. Any support is quickly found either on the app or by contacting them. The free Greg’s ever week is a good bonus too!!! Reviewed on: 9th February 2026

I love Monzo

I love Monzo, its the best bank arounf the app is amazing and easy to use, you can connect other banks and even apply for a flex card. Reviewed on: 9th February 2026

Very amazing service to me since I changed bank acco...

Very amazing service to me since I changed bank accounts, never had a problem with anything. Bank account has always been accessible and no issues whatsoever Reviewed on: 9th February 2026

I love this bank!!

Love the app, enables me to have full control of my spending and review dashboards notifications. Monzo always working to find improvements to enhance customer experience. Also being able to link other accounts and mortgages has been really beneficial in my debt free process. Reviewed on: 9th February 2026

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