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Monzo: Current account reviews

4.93
Based on 18,775 reviews, last reviewed 15th Mar 2026
50600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent cusestomer care services. Excellent customer care service. User friendly app Reviewed on: 15th March 2026
Shafqat R's avatar
Shafqat R

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18775)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

5
Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Ease of use, innovative.

5
Ease of use, innovative. Simplistically brilliant. Banking made easy Reviewed on: 12th April 2025

They're always quick to come back with a response to...

5
They're always quick to come back with a response to a query, I finally have savings because I realised how much I spent elsewhere so finances now back on track and no overdraft Reviewed on: 12th April 2025

New age banking done right

5
I have had many banks in the past, and mono was by far the simplest to set up, the easiest to manage on your own and even when I got a fraud block in my account literally yesterday, I was able to verify my identity and get it back in minutes which I’m happy about because I need my money today!! I’ve referred about 7 or 8 people to use monzo now because I truly do believe it’s such a new age of banking Reviewed on: 12th April 2025

Really user friendly, app is easy to use

5
Really user friendly, app is easy to use Reviewed on: 12th April 2025

The best bank ever!

5
Their app it’s very interactive which makes it easier to navigate. Their costumer service is excellent! Reviewed on: 12th April 2025

Great budgeting tools

5
My Monzo current account helped me go from living pay slip to pay slip to actually being able to save money! Reviewed on: 11th April 2025

The UX/UI of the Monzo banking app is unmatched.

5
The UX/UI of the Monzo banking app is unmatched. Monzo is always the first to create new and engaging features that make everyday life easier! Reviewed on: 11th April 2025

Excellent, love monzo.

5
Excellent, love monzo. Would highly recommend for a current account or credit card Reviewed on: 11th April 2025

The Best

5
It all just makes sense. An absolute user friendly app, alongside a well established platform for banking. Stress and hassle free.I love it, and i recommend Reviewed on: 11th April 2025

Really simple free banking.

5
Really simple free banking. Great notifications and excellent pots Reviewed on: 11th April 2025