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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Fantastic bank, have recommended to many friends

Love the customisation, love the saving features such as pots to hide my own money to prevent poor spending habits Reviewed on: 9th January 2020

Amazing product!

I’m in love with the ease of use, amazing customer service and the low fees Reviewed on: 9th January 2020

Awesome banking experience

Despite being an online only bank their customer service is incredible. Feature packed account with excellent pathway to suggest improvements. Reviewed on: 9th January 2020

Not involved in financial crash!

As the title suggests, my reason for moving to a challenger bank is obvious. However, with a lot of the features from Monzo, it is actually a bank I'm happy to use - even so far as being willing to vote for them instead of ignoring this entirely. Reviewed on: 9th January 2020

Amazing Bank

Really good services. I did and will reccomend it. Reviewed on: 9th January 2020

Great Modern Bank

Great features, making my financial life so much easier. Reviewed on: 9th January 2020

Best app

I can see everything very easily in the app and manage my money Reviewed on: 9th January 2020

The future of banking

Monzo has changed my relationship with money for the better - a huge step in the right direction for the industry and a strong community like no other! Reviewed on: 9th January 2020

Monzo is fantastic!

Its very accessible and provides fantastic service! Reviewed on: 9th January 2020

Reliable, Modern and just works

I couldnt imagine going back to my old bank. Dreadful thought to be honest. Reviewed on: 9th January 2020

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