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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

What Banks Need to be Afraid of

5
Monzo amazed me back when I signed up for the beta in 2016, and they still amaze me now. After dealing with a few awful banks that made half-assed apps to tick corporate boxes, Monzo has exceeded expectations of what a bank app can do. They are constantly developing, listening to their users and taking on feedback. Their app and account is so simple and intuitive, yet can do so much more than any other bank I've used. I'm so happy with my Monzo current account that I try to convince all my friends and family to get it (which can get kind of annoying for them but I'm just trying to make their lives easier). I've even chosen to write my essay for university on how Monzo is challenging legacy banks with their push for transparency and friendly communication. Monzo deserves every accolade they receive. Reviewed on: 12th January 2020
Simon Chalhoub's avatar
Simon Chalhoub

It makes banking easy

5
I feel like I have so much visibility and control over my money when using Monzo, the idea of going back to a legacy bank is unthinkable. Reviewed on: 12th January 2020
Dylan Lewis's avatar
Dylan Lewis

Fantastic, innovative bank

5
Monzo have transformed my finances. With their instant notifications, budgeting tools and savings pots I know exactly how much money I have to spend, where it goes and I can squirrel away unspent money into pots. Reviewed on: 12th January 2020
krr13's avatar
krr13

Class bank everything is instant

5
With Monzo there is no waiting around no hidden fees money accessible at all times. Ten times better than any normal bank account and probably better than starling as well. Reviewed on: 12th January 2020
Owen's avatar
Owen

Leading the way

5
Already recommended Monzo to my friends and family and a number of them have converted to using Monzo as their main account. Monzo offer wk many useful and cool features that have made my life easier and have helped to improve control of my finances Reviewed on: 12th January 2020
Mike Oliver's avatar
Mike Oliver

Truly modern banking that just works

5
Monzo gives me complete visibility and control without any hassle, in a modern app that’s a pleasure to use. Reviewed on: 12th January 2020
Jon's avatar
Jon

The greatest bank and app

5
Trust me this is the best bank and best app futures I ever add give it a try you will never regret you have my word. Reviewed on: 12th January 2020
H safi's avatar
H safi

Amazing

5
Best in class Banking! I will never bank with anyone else ever again! Reviewed on: 11th January 2020
Dominic Kelly's avatar
Dominic Kelly

Forward thinking bank

5
Fresh forward thinking bank with great ideas and saving tools Reviewed on: 11th January 2020
Joey AS's avatar
Joey AS

Account opened instantly, card in the mail after 2 days, great UI

5
Account opened instantly, card in the mail after 2 days, great UI Reviewed on: 11th January 2020
Kristian's avatar
Kristian

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