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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18782 reviews)

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4.93

Based on 18,782 reviews, last reviewed 15th Mar 2026

50833% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had any issues, i love the perks and re... I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18782)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great bank really app to use.

Great bank really app to use. Loans are greay and easy to pay back early. Reviewed on: 10th April 2025

Good bank, some problems.

Monzo is a really great bank when it works. Easy to use, easy to understand, and quick and efficient processes. It does fall short in some places, APR on loans are high compared to other banks, and had issues moving large money values, where you have to jump through a loop to be able to move more money. The cash withdrawal from Credit Card is cumbersome also, with some blockage on my account, for I assume no reason that I can figure out. Reviewed on: 10th April 2025

Best. Bank. Ever.

I have been a Monzo investor and current account holder for the last 9 years. Monzo has to be my all time favourite bank that is transparent but fair in all areas. It is the only bank that I recommend. Reviewed on: 10th April 2025

A Fun, Approachable Bank with Great Customer Service

Monzo is a fantastic banking app that stands out for its excellent customer service, user-friendly interface, and overall ease of use. The app itself is sleek and intuitive, making managing your finances a breeze. Whether you're transferring money, budgeting, or checking your balance, everything is just a few taps away. One of Monzo's standout features is its top-notch customer service. The team is responsive, approachable, and genuinely eager to help with any issue you might have. Whether you reach out via chat or social media, the support is fast and friendly, which adds to the overall positive experience. Speaking of social media, Monzo does an amazing job of keeping things fun and engaging. Their posts are light-hearted, yet informative, and they really connect with their community in a genuine way (especially since Greg at Monzo came on the scene). It’s refreshing to see a bank with such an approachable and human touch online. Overall, Monzo makes banking feel effortless and enjoyable. It’s perfect for those who want a hassle-free banking experience with great support and a fun social presence. Highly recommended! Reviewed on: 10th April 2025

easy stress free banking

transfer of money and tracking of payment very easy, safe and secure Reviewed on: 10th April 2025

Takes the pain out of banking!

Takes the pain out of banking! Since moving to monzo, I can easily access and know exactly where my money is going. I like all the updates, and having oversight of spending, allocating pots and tracking budgets is so much easier. I’ll never use a high street bank after using monzo. Reviewed on: 10th April 2025

Monzo are the best bank I’ve been with.

Monzo are the best bank I’ve been with. The support is great I’m not one for writing reviews at all but Monzo deserves it TOP BANK. Reviewed on: 10th April 2025

good experience with monzo,easy to use and recommend...

good experience with monzo,easy to use and recommend it to friends and faimly family Reviewed on: 9th April 2025

App is super easy to use with helpful stats

App is super easy to use and helpful with the stats and unique features Reviewed on: 9th April 2025

Monzo is the most enjoyable online banking

Monzo is the most upgraded online banking of all. It doesnt just provide a platform for transaction but also help to manage incomes and expense wisely. For the first time I can reimagine making money works for me because of Monzo Reviewed on: 9th April 2025

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