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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17224)

Review of the Monzo, Current Account:

Modern way to bank

Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022

Great experience with monzo no problems with the ca...

Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025

Monzo will change your life

Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025

Monzo so far the best bank i have had.

Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

Great fir everyday and holiday spending (savings too)

Easy to use bank accounts, even fir my parents who dont understand English too well and aren't too fond of tech. The perks are quite nice of the premium accounts (especially the insurance and Vue monthly ticket). I find that Monzo processes fast the transactions which is why I choose it for my everyday spending, plus the saving scheme of putting something little away every day. Holiday spending is easier with Monzo with the currency rates and the allowance to withdraw Reviewed on: 12th April 2025

Best banking app I’ve ever used.

Best banking app I’ve ever used. Monzo has made money fun and understandable. It’s helped me manage my money better than ever. Reviewed on: 12th April 2025

Ease of use, innovative.

Ease of use, innovative. Simplistically brilliant. Banking made easy Reviewed on: 12th April 2025

They're always quick to come back with a response to...

They're always quick to come back with a response to a query, I finally have savings because I realised how much I spent elsewhere so finances now back on track and no overdraft Reviewed on: 12th April 2025

New age banking done right

I have had many banks in the past, and mono was by far the simplest to set up, the easiest to manage on your own and even when I got a fraud block in my account literally yesterday, I was able to verify my identity and get it back in minutes which I’m happy about because I need my money today!! I’ve referred about 7 or 8 people to use monzo now because I truly do believe it’s such a new age of banking Reviewed on: 12th April 2025

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