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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18782 reviews)

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4.93

Based on 18,782 reviews, last reviewed 15th Mar 2026

50833% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had any issues, i love the perks and re... I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18782)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Their choice of services and excellent customer serv...

Their choice of services and excellent customer service mean I am extremely happy with their account. Reviewed on: 6th April 2025

Monzo is just seamless.

Monzo is just seamless and so easy to use. Whenever I have had a problem it’s sorted very quickly, theyre amazing. Reviewed on: 6th April 2025

Pots are good, roundups work well.

Pots are good, roundups work well. Interest rates on savings pots are great with good FX rates for use abroad. all around it's a really good package Reviewed on: 6th April 2025

Easy smart banking Lobe the use of pots to help mana...

Easy smart banking Lobe the use of pots to help manage money. Easy clean tidy app Reviewed on: 6th April 2025

It give us good rate and easy to use.

It give us good rate and easy to use. Reviewed on: 6th April 2025

My Monzo Review

Monzo was the first Bank account I opened in the UK. It was Easy to open an account and the App add value to the user Reviewed on: 6th April 2025

Very easy to use, I have both flex and current accou...

Very easy to use, I have both flex and current account and by far it is the easiest way to bank no need for long customer service queues anymore! Reviewed on: 5th April 2025

I can save for my grand children as early as six years!

I can save for my grand children as early as six years! I forgot my PIN and never waited for replacing as all was done online and quick! Monzo encouraged me to invest on the market! I love Monzo!!! Reviewed on: 5th April 2025

Customer service and App

Customer service sorted a transfer issue out really quickly. Really good app. Reviewed on: 5th April 2025

Easy daily spending account, love the simple payment...

Easy daily spending account, love the simple payment splitting tools to make settling up with friends easier. The pots and 1p saving challenge are good money management incentives too. Reviewed on: 5th April 2025

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