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Monzo: Current account reviews

4.93
Based on 18,797 reviews, last reviewed 17th Mar 2026
51333% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Wish I’d have know sooner So happy to have found this great account, my only regret is I didn’t find it sooner, Monzo make budgeting your money and saving easy, Monzo pots are ... Read more Reviewed on: 17th March 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18797)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Smashes the rest out the park

5
Been a customer since 2016 and never had a better banking experience. Dabbled with other current accounts during this time and monzo smash them all out the park Reviewed on: 27th March 2025

great bank easy to use and very helpful

5
great bank easy to use and very helpful Reviewed on: 27th March 2025

Best bank I have ever used

5
Best bank I have ever used. They truly want to make money work for everyone and make banking work how it should Reviewed on: 27th March 2025

I moved to Monzo from Barclays.

5
I moved to Monzo from Barclays. It has been awesome from start to finish. It allows me to share bills, save for my sinking funds. It does it all! Reviewed on: 27th March 2025

I've been banking with Monzo for 6 years and it has...

5
I've been banking with Monzo for 6 years and it has transformed how I look at banking. I'm saving a lot more - saving is easy and fun - and managing my finances in the app is a genuine pleasure. Customer service has always been excellent and I honestly can't believe the difference between Monzo and traditional banking. I would never go back to a traditional bank. Reviewed on: 27th March 2025

Monzo keeps things simple which is refereshing

5
Monzo keeps things simple which is much needed from a bank and I love the round up pots - I've got them on my personal and joint accounts and it's like free money to treat yourself with :) Reviewed on: 27th March 2025

I am having best experience using Monzo.

5
I am having best experience using Monzo. User friendly application. Great products. Reviewed on: 27th March 2025

Very satisfactory, customer service is prompt and th...

5
Very satisfactory, customer service is prompt and the experience has been wonderful so far. Reviewed on: 27th March 2025

I was hesitant from moving from a high street bank t...

5
I was hesitant from moving from a high street bank to Monzo, however it has been amazing. I manage my money better with pots, virtual cards for security. I have a savings pot, and have recently upgraded my account to get more benefits. Very few issues, and what issues I have had I have had them dealt with quickly and professionally. I also follow them on LinkedIn and they make me laugh! Reviewed on: 27th March 2025

I've been with Monzo from the get go

5
I've been with Monzo from the get go and the experience has improved year after year, the new additions make saving, investing and pensions all the simpler. Reviewed on: 26th March 2025

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