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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18207 reviews)

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4.93

Based on 18,207 reviews, last reviewed 3rd Mar 2026

48350% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing account, good exchange rates, great customer... Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18207)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Fast, Reliable, and Good Perks

I especially like the features of having mulitple virtual cards. Gives me an extremely easy way to segment the way I am spending my money, and tracking what payments are going out to who, when, and why. Reviewed on: 19th February 2026

Monzo Bank is great.

Monzo bank is definitely worth considering for your banking needs: 1. The pot system is great live that you can assign bills to be paid from them and give them a virtual card 2. The paid features are worth considering as the insurances provided by the top tier is great and a free greggs treat weekly is definitely worth it 3. Monzo's other offerings like there investment pot is easy to use and they explain it so well there Monzo Flex card is amazing and I wish that style of card is more wide spread Reviewed on: 18th February 2026

Excellent product and service and a bank that actual...

Excellent product and service and a bank that actually benefit customers around savings , investments, perks , pensions and the 1-4p challenge that works for us in gaining not losing Reviewed on: 18th February 2026

Been banking with monzo for over a year and I'm find...

Been banking with monzo for over a year and I'm finding the experience great. Reviewed on: 18th February 2026

Really smooth

Really smooth online banking experience Reviewed on: 18th February 2026

Excellent

I have been a customer of Monzo for almost 5 years and it is a game changer. So many good elements that make everyday banking so much easier. Reviewed on: 18th February 2026

It's very easy to navigate through the app

It's very easy to navigate through the app Reviewed on: 18th February 2026

Amazing love the early pay day feature !

Amazing love the early pay day feature ! Reviewed on: 18th February 2026

I love Monzo

I love Monzo! Amazing features on the app Reviewed on: 18th February 2026

Monzo Bank for the Win

I have used Monzo Bank for over a year and have found the app super easy to navigate and transferring money to my children is seamless. Reviewed on: 18th February 2026

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