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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18827 reviews)

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4.93

Based on 18,827 reviews, last reviewed 20th Mar 2026

52300% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It’s an amazing on line banking the double pay syste... It’s an amazing on line banking the double pay system has also helped me in time of need easy to use Reviewed on: 20th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18827)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Really easy to open account.

Really easy to open account. App is simple to use. Great way to save without you even knowing. Reviewed on: 18th March 2025

Everything in one place, great lay out and easy to...

Everything in one place, great lay out and easy to use Reviewed on: 18th March 2025

always get notifications, they always help with any...

always get notifications, they always help with any issues and are very quick Reviewed on: 18th March 2025

Brilliant bank.

Brilliant bank. The features and customer service are excellent. Social media presence is engaging. Reviewed on: 18th March 2025

OG Monzo Fan

I’ve been a user since the beta stage, and Monzo is a bank that I actually trust! Reviewed on: 18th March 2025

Monzo is best best bank I've ever had!

Monzo is best best bank I've ever had! They always keep a clear message with updates etc and offer amazing perks such as discounted pizza express and free credit reporting. I will continue to refer friends and family to Monzo (you get a cheeky £5 when they make their first payment). Reviewed on: 18th March 2025

Very happy with monzo!

Very happy with monzo, very easy to use. Have a current account, joint account, and two under 16s accounts and they all work smoothly together. Very user friendly app, simple for my children also. I've only ever had one problem that I've needed to speak to customer services about (reversing a payment for undelivered goods) and they were absolutely fantastic. Highly recommended Reviewed on: 18th March 2025

Never had an issue!

Never had an issue! Easy to use the app! The 1p saving challenge is amazing! All my accounts are in one place and the breakdown of spending is super helpful! I have recommended to friends and family and they have joined too!!! Reviewed on: 18th March 2025

Great bank, now my primary bank for spending and sav...

Great bank, now my primary bank for spending and savings. Reviewed on: 18th March 2025

Great app with innovative features.

Great app with innovative features to save money. Brilliant customer service and help articles that make things easy to understand and everything is transparent. Reviewed on: 18th March 2025

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