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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18869 reviews)

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4.93

Based on 18,869 reviews, last reviewed 21st Mar 2026

53667% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo! I like that you can open as many savings pots as you can, and have multiple cards for budgeting. Reviewed on: 21st March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18869)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Using Monzo has made life easier and better for me i...

Using Monzo has made life easier and better for me if I would say. Everything at my fingertips in the app. Well organised and not so complicated. I recently got a credit card with Monzo after the phobia of credit cards and breaking free and I am grateful I did. Customer service is top notch and that’s all I want in a bank (easy to use apps and features and reliability) Reviewed on: 18th March 2025

Love Monzo!

Love Monzo! So easy to use and fast to set up. Reviewed on: 18th March 2025

Monzo has been my bank since i moved to the UK in Au...

Monzo has been my bank since i moved to the UK in August 2024. Their customer service is spot on, their banking integration and tracking is so helpful for someone like me who always splits her money across multiple pots, and it's an easy and functional app. Reviewed on: 18th March 2025

I like Monzo because they are different.

I like Monzo because they are different. I like the culture and how they present themselves on social media and their mobile app is magnificent. Reviewed on: 18th March 2025

Easy to use, great for budgeting

So easy to use, opening accounts, investments, all in one place. Great cash backs and amazing perks with the Max plan. It’s really helpful to have the spending categories so I can monitor my spending. Even small useful tools such as the predictive balance until my next pay day, I can see from day 1 after I’ve been paid as to how much disposable income I have at first glance to enjoy on the nicer things. Reviewed on: 18th March 2025

they are amazing!

they are amazing! Their banking style is simple but effective and it has helped me and my husband budget better. Reviewed on: 18th March 2025

Monzo is the best bank I could possibly choose

I believe Monzo is a smart bank and incredibly easy to use. I'm not great with banking or anything related, but Monzo simplifies everything and makes it easy to understand. I see Monzo as the equivalent of Apple in the world of banks—intuitive, user-friendly, and innovative. Reviewed on: 18th March 2025

Recommend Monzo

Neve had any issues, app is extremely easy to use and regularly updates on new products and how they could benefit me Reviewed on: 18th March 2025

Industry Leading Bank

Love the pots and the innovative features monzo keeps coming up with. Reviewed on: 18th March 2025

Just brilliant from start to finish, so good in fact...

Just brilliant from start to finish, so good in fact I referred my entire family in, and then as I start considering my own business, I will be having my business account with them as well. Reviewed on: 18th March 2025

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