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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18873 reviews)

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4.93

Based on 18,873 reviews, last reviewed 22nd Mar 2026

53800% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo! Love Monzo!! Changed to Monzo and recommended to my friends and family! Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18873)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The services they provide are first class

The services they provide are first class, easy to use and understand. The level of service is great too Reviewed on: 18th March 2025

Just perfect!

I've never had an issue with them, there is no higher compliment I can give. Service, accessibility, and simplicity are just perfect! Everything is simple, be it switching between personal and business accounts or setting up payments. Plus Monzo Max is great value for money Reviewed on: 18th March 2025

Unreal bank, great benefits and the app is world class.

Unreal bank, great benefits and the app is world class. I am a perks member and find I’m happy with the £7 value for money Reviewed on: 18th March 2025

Monzo has been a great bank for me and has helped me...

Monzo has been a great bank for me and has helped me with my budgeting and saving. I love how easy it is to send and recieve money from friends and keep track of spending through different methods and for different reasons (home, self care, shopping etc) This is great at tracking what has been spent where each month. It's reallyu easy to save with the Monzo app and I have opened a couple of investment accounts with it too. Really happy with how it all works and really glad I made the switch over to the bank/app a few years ago. Reviewed on: 18th March 2025

I love the seperate pots and savings pots!

I love the seperate pots and savings pots!!! It makes separating bills and lifestyle funds a dream. Never miss a payment on a direct debit or bill again! Reviewed on: 18th March 2025

An amazing bank, with amazing features.

An amazing bank, with amazing features. I love the 1p saving challenge and with Monzo, banking no longer feels drab or a chore - it feels fun. I would 100% recommend to anybody. Reviewed on: 18th March 2025

Revolutionary!

Revolutionary! Their pot saving system is fantastic, the app UX is great, and the whole experience is a world of difference from what we have been used to with a "traditional" bank. Reviewed on: 18th March 2025

Fantastic bank.

Fantastic bank. Been recommending it to family and friends for years now, the most user friendly current account I’ve ever had. Reviewed on: 18th March 2025

I have climbed out of debt using monzo.

I have climbed out of debt using monzo. Its changed my life. Reviewed on: 18th March 2025

Monzo is the best modern bank you can find

I've used Monzo for years now and would never go back to another high street bank. I love their app and how it breaks down your finances, the separate pots for splitting out bills and finances, and the other benefits such as 1p savings challenges and round ups that help you save money Reviewed on: 18th March 2025

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