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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18206 reviews)

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4.93

Based on 18,206 reviews, last reviewed 3rd Mar 2026

48300% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy set up, great communication through noti... Really easy set up, great communication through notifications and great interest rates Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18206)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank

Makes banking easy, love the ‘pots!’ Reviewed on: 14th February 2026

I only got Monzo to use in Spain, it's main bank now.

I only got Monzo to use in Spain because you get a good rate and it's convenient. I then realised it was good for savings and perks, just better than my existing bank. I use it all the time now as my main bank. Reviewed on: 14th February 2026

Excellent customer service

My daughter works for monzo. Myself and my other daughter have monzo accounts and an excellent customer service with all the help you need Reviewed on: 14th February 2026

Monzo is so easy to move money about and save, I fin...

Monzo is so easy to move money about and save, I find it easier to keep track of bills and payments using it Reviewed on: 14th February 2026

Best bank I ever been which it teach me how to use m...

Best bank I ever been which it teach me how to use my money wisely and I love the cash backs thing Reviewed on: 13th February 2026

Monzo has never disappointed me in every aspect.

Monzo has never disappointed me in every aspect. The best among them all. Reviewed on: 13th February 2026

Superb experience every day - reliable online servic...

Superb experience every day - reliable online service and excellent products with great rates Reviewed on: 13th February 2026

Things I love about Monzo

Things I love about Monzo… I can save in so many ways from rainy day saving and doing the penny a day saving. Monzo tells me how much I’ve spent that day, quick fast immediate notifications so I’m in control of my spending. I love how Monzo tries to help me find fantastic deals and even helps me change from one bank to another, I don’t even have to do anything just a few details and they’ll do the rest. Monzo is fast and reliable I have no problems with the app it’s flawless smooth transactions make it more easy to fall in love with. Who wants boring when you can have Monzo. So many features beyond a normal bank, Monzo goes that extra mile. So happy I chose Monzo Reviewed on: 13th February 2026

Best bank in Uk.

Best bank in Uk. Highly recommended! Excellent app and customer service. Reviewed on: 13th February 2026

I use Monzo for over 5 year now on daily basis.

I use Monzo for over 5 year now on daily basis. Very easy and helpful. I feel supported and sometimes I even forget that Monzo is actually a bank, for it's simplicity and how it really fits in todays world Reviewed on: 13th February 2026

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