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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18880 reviews)

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4.93

Based on 18,880 reviews, last reviewed 23rd Mar 2026

54033% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Loooove monzo Getting my money a day early is a blessing, and also they always are helpful if there’s a fraudulent transaction or anything. Reviewed on: 23rd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18880)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Beta Brilliance

Been a member since the beta stages and they’re just great. Helpful and brilliant features on the app Reviewed on: 18th March 2025

Makes my life so much easier!

I love that I can travel the world without spending fees. I can manage my spending (not quite able to budget thats my fault) by the categories, and segregate money in to pots. It's really good that a lot of my friends use it too, so splitting the bill, sending them money and requesting money from them is so easy. From the few times I've had issues with the bank, their customer service has been friendly, helpful and very prompt. Great service! Reviewed on: 18th March 2025

Great bank great savings rates, good communication,...

Great bankm great savings rates, good communication, and good benefits Reviewed on: 18th March 2025

Always have had a great experience using monzo.

Always have had a great experience using monzo. Use it as my main current account as its so easy for transfer. Reviewed on: 18th March 2025

Lovely little bank isn’t it.

Lovely little bank isn’t it. They have a very good app, that makes it easy to keep track of finances in real time. Which is what I like very much from my bank. Reviewed on: 18th March 2025

Very easy and intuitive to use.

Very easy and intuitive to use. Such a pleasure! Reviewed on: 18th March 2025

It's just such a pleasure banking with Monzo.

It's just such a pleasure banking with Monzo - They just get it Reviewed on: 18th March 2025

Easy access but secure .

Easy access but secure . I had no issues opening a current account , a business account and savings accounts. Reviewed on: 18th March 2025

Monzo Max

I've had a Monzo account for years, and Monzo Plus Max for two years. It's fantastic. The app is so easy to use, analytics are far beyond any other on the market and the rates and benefits offered are tailored and useful to me. I've never really had a problem, but when I have been concerned over transactions or changes, their team have been quick to respond and resolve. Reviewed on: 18th March 2025

Love Monzo

Used Monzo as my primary bank for several years. We love it Reviewed on: 18th March 2025

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