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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18881 reviews)

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4.93

Based on 18,881 reviews, last reviewed 24th Mar 2026

54067% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18881)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Much recommended

I am using Monzo for more than 1 year and also recommended to my friends overall the experience is amazing Reviewed on: 18th March 2025

A simple no fuss smart bank

Everything works perfectly, it's a much smarter bank for handling my money and the paid perks are great. They could do with being a bit cheaper though, or offering some kind of discount for regular salaries like some competitors Reviewed on: 18th March 2025

Best bank to use while travelling or sending money t...

Best bank to use while travelling or sending money to friends & family! Reviewed on: 18th March 2025

Super easy, super insightful way to manage all your...

Super easy, super insightful way to manage all your financial services Reviewed on: 18th March 2025

Monzo made my life so much easier !

I created an account with Monzo when I moved to UK and the whole process was easy and seamless. In 7 years I have zero complaints about this account, it has always been my main bank. Reviewed on: 18th March 2025

I love the user experience with Monzo

I love the user experience with Monzo - the app is so simple and intuitive. It allows me to keep sight of all of my finances in one place. The savings pots are so helpful. Reviewed on: 18th March 2025

Easy to use, great cashback offers.

Easy to use, great cashback offers. Reviewed on: 18th March 2025

Monzo’s the Best

As an immigrant from the US, Monzo was the easiest bank to go with. I literally walked into other banks to try to set up an account and they were worthless. You try moving to a foreign country, not having a bank account, unable to set up direct deposits to electricity to get a damn proof of address, to get the bank account in the first place. So anyway, Monzo was recommended by other international friends and it was super easy AND they’re obviously the best bank. They have amazing interest rates, tons of perks, great customer service, a fantastic app…I could not be more happy and recommend Monzo to everyone I know. Reviewed on: 18th March 2025

Simple product that has changed how I do my monthly...

Simple product that has changed how I do my monthly spending money. Love the simplicity of the App and increasingly the additional features (kids accounts/ investments / soon to be pensions) all very clear compared to traditional accounts. Reviewed on: 18th March 2025

Mozo Customer Service

I've never had a need to use the Monzo customer services but their offers and and flexi credit card which were provided have been excellent Reviewed on: 18th March 2025

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