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Monzo: Current account reviews

4.93
Based on 18,925 reviews, last reviewed 24th Mar 2026
55500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Hot Coral 4EVER super easy, awesome customer service, great in app money pots etc, cashback, early salary payment, the full package. love it Reviewed on: 24th March 2026
Brook Layton's avatar
Brook Layton

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18925)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy banking

5
App is so easy to use, banking totally made simple. LinkedIn posts are most amusing! Reviewed on: 18th March 2025

Excellent Banking Experience with Monzo! 5 Star!

5
It's by far the best bank I've used! The App is incredibly user-friendly, making it easy to track spending, set budgets and manage finances effortlessly. Instant notifications and real-time spending insights are game changers! Customer service it top notch, responsive and friendly. Plus features like fee - free spending abroad and seamless savings pots make Monzo stand out from traditional banks, Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience. Five stars all the way! Reviewed on: 18th March 2025

Super convenient, great design, tone of voice is ama...

5
Super convenient, great design, tone of voice is amazing. Social media too! Reviewed on: 18th March 2025

Monzo provide a great service with a world class app

5
Monzo provide an amazing service with a world class banking app. The abroad fees (or lack of should I say!) provide a huge benefit when compared to other bank current accounts, I recently switched it to my main bank account because of this. The Monzo app is the easiest banking app I've ever used and makes keeping on budget and up to date with my money as easy as possible. Reviewed on: 18th March 2025

Seamless experiece

5
Makes life easier, it provides everything I need from a bank and more Reviewed on: 18th March 2025

It works, it’s simple, it’s free, and it’s easy.

4
It works, it’s simple, it’s free, and it’s easy. Reviewed on: 18th March 2025

Greg the boss.

5
Really great bank - never had any issues what so ever. Greg is unreal! Reviewed on: 18th March 2025

Simple Monzo

5
Monzo is so simple to use, especially sharing money between friends for joint activities. Reviewed on: 18th March 2025

I find Monzo very user-friendly, and appreciate the...

4
I find Monzo very user-friendly, and appreciate the summaries of spneding. Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. It is an incredibly easy to use app. I use the roundups to add to my savings pot and separate out saving pots based on the goal. The modern interface & usability make it hands down the best banking app by a country mile. Reviewed on: 18th March 2025