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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19060 reviews)

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4.93

Based on 19,059 reviews, last reviewed 25th Mar 2026

59900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Started off with a good interest rate, which dropped Started off with a good interest rate, which dropped Reviewed on: 25th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19060)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love how Monzo is adapting continously to what I n...

I love how Monzo is adapting continously to what I need from a banking app. The flex and current account work very well in managing finances. Reviewed on: 16th March 2025

They charged monthly for overdrafts and low rate int...

They charged monthly for overdrafts and low rate interest Reviewed on: 15th March 2025

Well Impressed

I like having everything in one place, easy to keep tabs on my spending Reviewed on: 15th March 2025

Excellent service.

Excellent service. Very easy to use. Simple app. Reviewed on: 15th March 2025

very good and with monzo is easy

very good and with monzo is easy Reviewed on: 14th March 2025

Monzo account is seamless

Everything about having a Monzo account and using the app is just seamless and feels like a fun way to manage your money Reviewed on: 14th March 2025

Monzo is an exceptional bank it’s a good alternative...

Monzo is an exceptional bank it’s a good alternative to the main stream banks with a good ethical policy. It has great features app is amazing and quirky and meets all my financial needs. Reviewed on: 13th March 2025

I’ve had my monzo account for a few years and have n...

I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot. I’ve also just opened up a business account which was really simple and straight forward, again with lots of handy features (putting money aside for tax) Reviewed on: 12th March 2025

Monzo - better way to manage money.

Had Monzo for a few years now and it’s made it incredibly easy to keep in top of my finances. Myself and my partner have opened a joint account which makes managing bills and savings a breeze. Saving pots and salary sorter go hand in hand so we know exactly how much we have to play with as soon as we get paid. If things do get a little bit tight Monzo Flex works as a great credit option allowing us to split bigger purchases over a few months. I would recommend Monzo to anyone and everyone. Reviewed on: 12th March 2025

My monzo experience

It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025

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