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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18209 reviews)

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4.93

Based on 18,209 reviews, last reviewed 3rd Mar 2026

48450% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great bank Monzo is a great bank to have a current account as well as savings account with. Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18209)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

Great bank online accounts ease of use.

Great product easy to use current account and credit card. Savings account easy to use and love the 1p a day savings product as well. Reviewed on: 12th February 2026

Easy to use .

Easy to use . Everything is easy to understand. Great content on the app. Definitely the best bank I’ve ever had. Reviewed on: 12th February 2026

Great product with great service.

Great product with great service. I have used Monzo for 8+ years and they keep innovating and bringing in features I didn't think I needed (e.g. salary sorter). Reviewed on: 12th February 2026

Very easy to use and I especially like the way you c...

Very easy to use and I especially like the way you can split costs with other Monzo users! Reviewed on: 12th February 2026

Customer service is great, they offer lots of produc...

Customer service is great, they offer lots of products, 10/10 Reviewed on: 12th February 2026

Good friendly service and easy to use

Good friendly service and easy to use Reviewed on: 12th February 2026

Really great bank, easy to understand and exciting c...

Really great bank, easy to understand and exciting changes that support my needs Reviewed on: 12th February 2026

I never thought I’d feel genuine affection for my bank.

I never thought I’d feel genuine affection for my bank. But I do! They’ve always been excellent in every interaction: helpful with insurance, resolved an attempted fraud, addressed some issues I had with duplicate payments. All promptly, without any issues. Reviewed on: 12th February 2026

Monzo bank app is fun and easy to use

Monzo bank app is fun and easy to use Reviewed on: 12th February 2026

Amazing bank.

Amazing bank. Always helpful when I need it. Wouldn’t bank anywhere else. Cannot recommend them enough. I’ve told everyone I know about Monzo and how great it is. Lots of people I know have also joined and love it as well. Reviewed on: 12th February 2026

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