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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19085 reviews)

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4.93

Based on 19,085 reviews, last reviewed 26th Mar 2026

60733% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy and quick to use I like to have multip... Monzo is easy and quick to use I like to have multiple pots for saving so this is a great bank for me plus you get paid early aswell so can’t fault th... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19085)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just makes you so aware of your money, how to save,...

Just makes you so aware of your money, how to save, plus love the little treats. Reviewed on: 11th March 2025

Never had a bad experience.

Never had a bad experience. I personally was bad with money. Monzo has helped me handle my finances I actually have some savings now. Reviewed on: 11th March 2025

Very user friendly.

Very user friendly. Great features that help to budget and track spending. So easy to find and pay friends. Reviewed on: 11th March 2025

Most accessible mobile banking as a Deaf user.

Most accessible mobile banking as a Deaf user. Reviewed on: 11th March 2025

Monzo is so responsive.

Monzo is so responsive. Customer service reacts immediately to any issue. Their interest rates are good and I love the pots and savings challenges to help me save money. Reviewed on: 11th March 2025

Would recommend

I have never had any issues since I have joined Monzo. I would recommend them to everyone. My only issue is for children to have their own sort code and account numbers making it easier for family members to gift their money straight to them. Reviewed on: 11th March 2025

I love monzo.

I love monzo. I have multiple products and everything is all centralised and under one place not having to log into multiple apps Reviewed on: 11th March 2025

Easy to use, very techy and great UI that makes it e...

Easy to use, very techy and great UI that makes it easy to understand how they work Reviewed on: 11th March 2025

Customer service has always been a top notch, and ve...

Customer service has always been a top notch, and very reliable. The crazy cash backs I earn from Monzo is soo good Reviewed on: 11th March 2025

Best Bank!! Easy, helpful and makes saving easy!

Best bank I've ever been with, absolutely love the pots feature, it has made mine and my husband's life so much easier. I even have a business account too so that I can automatically seperate my tax which is super helpful! Reviewed on: 11th March 2025

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