Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19087 reviews)

View other Monzo products

4.93

Based on 19,087 reviews, last reviewed 26th Mar 2026

60800% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

brilliant bank. brilliant bank. i have been with monzo for a number of years now. the app is amazing, so easy to sort your money, set aside and budget. what a differe... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19087)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Customer service has always been a top notch, and ve...

Customer service has always been a top notch, and very reliable. The crazy cash backs I earn from Monzo is soo good Reviewed on: 11th March 2025

Best Bank!! Easy, helpful and makes saving easy!

Best bank I've ever been with, absolutely love the pots feature, it has made mine and my husband's life so much easier. I even have a business account too so that I can automatically seperate my tax which is super helpful! Reviewed on: 11th March 2025

Great bank!

Great bank! I’ve been banking with Monzo for a few years now and they’re honestly amazing. Very convenient and well thought out. I don’t feel like I am missing anything when compared to a normal high street bank Reviewed on: 11th March 2025

Monzo’s the best.

Monzo’s the best. Makes financing so straightfoward. Reviewed on: 11th March 2025

Easy and modern I like the pots and how you can have...

Easy and modern I like the pots and how you can have all visibility in 1 place. Reviewed on: 11th March 2025

Stunning Service

Great customer Service with a wide range of products. The latest 1p challenge is a great way to get people saving without having to think about it!! Reviewed on: 11th March 2025

Great bank.

Great bank. Nice and easy to use. Reviewed on: 11th March 2025

Super easy and intuitive product!

Super easy and intuitive product! Reviewed on: 11th March 2025

Monzo is a good current account.

Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025

An amazing banking partner.

An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic account (discontinued)
from TSB 3.71 from 202 reviews
Silver Account
from TSB 4.06 from 4 reviews
International Payments
from iFAST Global Bank 4.89 from 284 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 921 reviews
Flex Purchase credit card
from Monzo 4.97 from 3085 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub