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Monzo: Current account reviews

4.93
Based on 19,096 reviews, last reviewed 26th Mar 2026
61033% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love Monzo, it's so convenient. I love Monzo, it's so convenient. Very efficient, professional and trustworthy. Reviewed on: 26th March 2026
Tommy Garrett's avatar
Tommy Garrett

Latest lowest rating:

1

Very bad Very bad to solve the problem very hard response Reviewed on: 26th March 2026
Mem's avatar
Mem

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19096)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best Bank!! Easy, helpful and makes saving easy!

5
Best bank I've ever been with, absolutely love the pots feature, it has made mine and my husband's life so much easier. I even have a business account too so that I can automatically seperate my tax which is super helpful! Reviewed on: 11th March 2025

Great bank!

5
Great bank! I’ve been banking with Monzo for a few years now and they’re honestly amazing. Very convenient and well thought out. I don’t feel like I am missing anything when compared to a normal high street bank Reviewed on: 11th March 2025

Monzo’s the best.

5
Monzo’s the best. Makes financing so straightfoward. Reviewed on: 11th March 2025

Easy and modern I like the pots and how you can have...

5
Easy and modern I like the pots and how you can have all visibility in 1 place. Reviewed on: 11th March 2025

Stunning Service

5
Great customer Service with a wide range of products. The latest 1p challenge is a great way to get people saving without having to think about it!! Reviewed on: 11th March 2025

Great bank.

5
Great bank. Nice and easy to use. Reviewed on: 11th March 2025

Super easy and intuitive product!

5
Super easy and intuitive product! Reviewed on: 11th March 2025

Monzo is a good current account.

5
Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025

An amazing banking partner.

5
An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025

Back and forth battle, Monzo is on top

5
Switch back and forth between bank, started with Monzo, went to starling, then to chase. Now back to Monzo. Monzo as a current account has made life easier, referring friend and bringing them on board. Monzo makes managing your money easier. Being able to salary sort for every month and have a clear indication of where my moneys going. I’m hoping Monzo brings out key features the Apple Card introduced in the US. Monzo does everything your current bank does only better and more importantly values its customers Reviewed on: 11th March 2025

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