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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18210 reviews)

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4.93

Based on 18,210 reviews, last reviewed 3rd Mar 2026

48500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Is just perfect , I live monzo flex and I am opening... Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18210)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

Amazing bank.

Amazing bank. Always helpful when I need it. Wouldn’t bank anywhere else. Cannot recommend them enough. I’ve told everyone I know about Monzo and how great it is. Lots of people I know have also joined and love it as well. Reviewed on: 12th February 2026

An amazing product

An amazing product that allows you to have a great overview of how, where and when you are spending your money. I allows you to keep on top of your spend very effectively and I went from using it occasionally to using it for my everyday spend. Reviewed on: 12th February 2026

Makes banking really easy.

Makes banking really easy. I really like the notifications when I spend on card, it gives a similar feedback to using cash so feels less invisible Reviewed on: 12th February 2026

What did I do without Monzo?

What did I do without Monzo? Before Monzo, I was terrified to look at my account, I was overspending, forgetting about priority bills and my financial health was down the toilet. Now, I'm in control. Pots are revolutionary and I am so grateful for all of the support Monzo has given me. Reviewed on: 12th February 2026

So simple to use.

So simple to use. Managing money is so much less complicated with Monzo Reviewed on: 12th February 2026

Excellent for banking

User friendly and makes all things finance less daunting. Thank you, Monzo! Reviewed on: 12th February 2026

Great App designed for human beings

Great App designed for human beings Reviewed on: 12th February 2026

A banking app that is easy to use

I love how easy it is to navigate through the app, I feel like I can navigate through it with my eyes closed. Very intuitive and informative. Reviewed on: 12th February 2026

Literally the best bank in the UK.

Literally the best bank in the UK. They changed the way banking works in the UK and they continue to innovate by providing first of their kind products with their customers at the heart of evert decision. Reviewed on: 12th February 2026

Love it - so easy to track spending - best banking e...

Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026

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