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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19113 reviews)

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4.93

Based on 19,113 reviews, last reviewed 27th Mar 2026

61467% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love how user-friendly Monzo is. I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also s... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

Shut down my account for no reason Shut down my account for no reason Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19113)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

9 year Monzo user

Been using Monzo for 9 years now and never had an issue, very easy to manage money as well as income and outgoings. Flex credit line has been incredibly useful too in managing unexpected bills and larger payments. Reviewed on: 11th March 2025

Monzo Review

Love monzo! Good experience! Always recommend Reviewed on: 11th March 2025

I love the cash back and no foreign currency convers...

I love the cash back and no foreign currency conversion fees. Reviewed on: 11th March 2025

Easy to use and save.

Easy to use and save. Pots make budgeting easy and great for saving too Reviewed on: 11th March 2025

They were the first bank to offer me a bank...

They were the first bank to offer me a bank account Reviewed on: 11th March 2025

Cool features!

I love my Monzo Current Account for all the features they offer. Also love their values and customer service. A bank that actually cares about its customers! Reviewed on: 11th March 2025

Joined Monzo in July 2024 and never looked back.

Joined Monzo in July 2024 and never looked back. The layout of the banking app is amazing and everything is so clean and effective. Reviewed on: 11th March 2025

Incomparable.

I have had Monzo for years now and they just seem completely ahead of the market. I see my other banking apps having to catch up to match what Monzo provide. The innovation and usability of their app is incredible. As a current account I know instantly what I have in the bank, can monitor spending and trends at a click of a button. Nothing compares. Reviewed on: 11th March 2025

Brilliant service

Brilliant service always helped whenever I’ve had an issue and been brilliant doing so Reviewed on: 11th March 2025

Monzo helped me against a scammer

Had an issue where my card was used on PayPal by a scammer. Monzo handled the situation quickly and easily Reviewed on: 11th March 2025

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