Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,125 reviews, last reviewed 30th Mar 2026
61800% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Monzo Love Monzo , help result available avs alerts helpful Reviewed on: 30th March 2026
Theresa B's avatar
Theresa B

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19125)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Extremely user-friendly.

5
Extremely user-friendly. Protects the customers. Reviewed on: 10th February 2025

Great service great bank great app great great great...

5
Great service great bank great app great great great Great service great bank great app great great great Reviewed on: 10th February 2025

Never had any problems whatsoever.

5
Never had any problems whatsoever. Just consider the perks to be good value for money Reviewed on: 10th February 2025

I have been with monzo and have not looked back.

5
I have been with monzo and have not looked back. GReat service, easy to use. I love the updates too Reviewed on: 10th February 2025

Monzo was my choice when I had to Reset my finances

5
Monzo current account was my choice when I had to Reset my financial issues. With Monzo, I was able to see exactly where money was going, by using pots, and helped me plan my route to a debt free future. I'm now in a position to start using the savings products that Monzo offers. Reviewed on: 10th February 2025

Monzo, number one Bank.

5
Very responsible staff who are great at communicating with customers. Reviewed on: 10th February 2025

Has revolutionised my relationship with money.

5
Has revolutionised my relationship with money. Reviewed on: 10th February 2025

Excellent customer service.

5
Excellent customer service. Very fast in resolving problems. Very useful products Reviewed on: 10th February 2025

Love the app experience and the early payday

5
Love the app experience and the early payday Reviewed on: 10th February 2025

Monzo has been my bank for 6 years.

5
Monzo has been my bank for 6 years. They’ll continue to be my bank for many more years. Great UX in a banking app makes such a difference. Time of voice, ease of use, and simplicity driving the flow throughout their application. Add that with amazing features, functionality and products. You’ll win me every time. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products