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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19127 reviews)

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4.92

Based on 19,127 reviews, last reviewed 30th Mar 2026

61833% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

An easier life with Monzo since joining Monzo it has made it so much easier to keep on top of my finances, i have also opened joint accounts and split bills. i cannot fault the... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19127)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Always great service and support.

I've been a Monzo customer since 2017, and never had an issue. Always great service and support. Reviewed on: 10th February 2025

Amazing in app experience

Amazing in app experience. Incredibly easy to use and never goes down! Reviewed on: 10th February 2025

Amazing overall, with cashback and the greatest app

Amazing overall, with cashback and the greatest app Reviewed on: 10th February 2025

Love the card and app

Great experience overall. The app is easy to use , intuitive and I love that Monzo makes managing my finance simple and straightforward. Reviewed on: 10th February 2025

Very easy to use App and user friendly.

Very easy to use App and user friendly. Good services Reviewed on: 10th February 2025

Great user experience, simple to use and very tangib...

Great user experience, simple to use and very tangible value and benefits Reviewed on: 10th February 2025

Amazing bank.

Amazing bank. Great service! Monzo is excellent Reviewed on: 10th February 2025

Positive experience so far

So far my experience with monzo has been a really positive experience all round, its actually starting to teach me to save, something which I've not done a lot of before. The reminder that the next time I use my card it needs to be chip and pin is a really handy feature Reviewed on: 10th February 2025

Best bank iv ever had 5 stars

Best bank iv ever had super easy and get paid early Reviewed on: 10th February 2025

Easy to use with many features to make banking more...

Easy to use with many features to make banking more simple Reviewed on: 10th February 2025

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