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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Monzo is the first bank that has genuinely helped me...

Monzo is the first bank that has genuinely helped me save money. It is the only current account I’ve used that actively encourages saving through practical features such as round-up pots and automatic incremental savings (like the 1p yearly savings). These tools make saving effortless and consistent, helping me build better financial habits without needing constant attention. Reviewed on: 11th February 2026

The first bank who has helped me save money

Monzo is the only current account that has actually helped me to save money by creating round up pots and initiating the 1p yearly savings challenge. I saved over £650 last year, didn’t miss the money and didn’t have to do anything other than sign up. Monzo actually care about you and making the best of your money/savings. Reviewed on: 10th February 2026

Monzo user

Monzo offers great value for money with no hidden fees, and its app is extremely easy to use with a clean, simple layout. Everything runs smoothly and efficiently, from payments to notifications, making day-to-day banking quick and stress-free. The added perks and cashback rewards are a real bonus and genuinely useful, making Monzo a smart and modern choice for managing money. Reviewed on: 10th February 2026

Can’t recommend enough, great in every aspect thank...

Can’t recommend enough, great in every aspect thank you Monzo Reviewed on: 10th February 2026

Monzo are quick and helpful, the app is user friendl...

Monzo are quick and helpful, the app is user friendly and the help team are always extremely responsive. Reviewed on: 10th February 2026

Amazing love monzo helps with saving

Amazing love monzo helps with saving Reviewed on: 10th February 2026

The best, easiest user friendly bank.

The best, easiest user friendly bank. Everything is simple and at a fingertip. Recommend to anyone I speak too! Reviewed on: 10th February 2026

basic account good with many features

started with a basic account and was impressed by ease of use and facilities to use pots. now a year on i'm on the extra account with more features and i'm suitably happy with options available. Reviewed on: 10th February 2026

Ease of moving and saving money.

Ease of moving and saving money. Love the pockets for different needs. Easy to pay easy to receive money internationally. Reviewed on: 10th February 2026

It's just excellent!

It's just excellent! Customer service is great, easy to use and stay safe. I love it! Reviewed on: 10th February 2026

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