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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo are the best bank I have been with so far.

Monzo are the best bank I have been with so far. Great service and any help needed is always there. Never had any issues with them and I would definitely recommend them to anyone intending to change banks. Reviewed on: 26th February 2025

Can't imagine banking with anyone else now

Can't imagine banking with anyone else now Reviewed on: 26th February 2025

helpful customer service

Great and helpful advice and customer service with very user friendly app Reviewed on: 26th February 2025

Love the transparency of everything you do and its s...

Love the transparency of everything you do and its so easy to transfer money to my kids when they need it as they can request it. Reviewed on: 26th February 2025

Monzo Bank - Great account for managing my money

Monzo. allows me to budget effectively and track my spending much more thoroughly than any other bank. I'm a Max subscriber which I believe provided great value to me especially since the cinema tickets were added. Reviewed on: 26th February 2025

Fabulous!

Exceptional speed in processing payments, coupled with instant and reliable notifications, ensures a seamless and hassle-free experience for users. Reviewed on: 26th February 2025

Since moving to Monzo, banking is just easier.

Since moving to Monzo, banking is just easier. Their app is so easy and quick to use. Reviewed on: 26th February 2025

account switch over

recently did an account switch from natwest to monzo, this was a streamline service and everything was taken care of by Monzo Reviewed on: 26th February 2025

User-friendly app.

Monzo banking app is very use friendly. Reviewed on: 26th February 2025

I have only ever had positive experiences with Monzo.

I have only ever had positive experiences with Monzo. From app features to rates to dealing with customer service. The rates have become less favourable but still good in comparison with other providers. Reviewed on: 26th February 2025

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