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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best all-rounder account in the UK and abroad

I've used Monzo for several years now, mainly as a spending card. I top it up monthly and use it for everyday expenses. I like the categories it allocates my spending to, allowing me to track how much I spend by specific area. I also hugely appreciate the absence of non-sterling transaction fees, as I travel a lot and always use Monzo abroad. In the event that I have had to query a charge or needed assistance, customer service has been prompt to reply to me and resolve my issue. I also love the recent addition of cashback deals, which I've used repeatedly and offers great value. Reviewed on: 26th February 2025

I really like their application very easy to track t...

I really like their application very easy to track the balance solves the problem very quickly very securely and many others. Reviewed on: 26th February 2025

The best bank I have ever experienced!

The best bank I have ever experienced, very efficient prompt and attentive to their customers' needs. Reviewed on: 26th February 2025

Best bank in the world

Good bank. Easy to use. Good as a current account and for saving. Monzo flex is a fantastic product. Making buying big items and paying off interest free in 3 Monzo Reviewed on: 26th February 2025

The app is very easy to understand and the informati...

The app is very easy to understand and the information for most of my questions are there. If I have a question I can chat in the app and usually receive an answer quickly. Reviewed on: 26th February 2025

Good bank

Easy to use, their charging rates for services are really low, I love the cash back and savings features. The only downside is the cash deposit fee because they don’t have a physical branch for services. Reviewed on: 26th February 2025

Monzo has an excellent app. Love the pots!

Monzo has an excellent app giving easy access to various pots, savings and now shares. It also provides an excellent picture of other banks, credit and savings accounts. Reviewed on: 26th February 2025

Monzo app great banking app

Monzo app is really user friendly. I love being able aetbup pita for sinking funds . Reviewed on: 26th February 2025

I've had a great experience using Monzo for years.

I've had a great experience using Monzo for years. It is still the most reliable and user friendly app compared to other banking apps. Spending notifications are immediate, paying and organising money into pots is easy. Reviewed on: 26th February 2025

Be organised and go with MONZO

Monzo is an amazing app,The app helps me to organise my finances better meaning they have ways you can financially organise your money better,You can create your own money pots for instance you can have one for bills,savings,holidays,and you can create as many pots as you like.Personaly from my experience it’s saved me. Reviewed on: 26th February 2025

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