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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19130 reviews)

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4.92

Based on 19,130 reviews, last reviewed 31st Mar 2026

92950% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo's interest rates is very competitive. Monzo's interest rates is very competitive. I use Monzo to save my money Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19130)

Superior bank to your normal streamline banks

The app is far superior to other banks giving more options to split your savings into different pots. Monzo also has the option for virtual cards for your pots making your online spending more secure. Reviewed on: 9th February 2025

It's a very good app and I don't have any bad review...

It's a very good app and I don't have any bad reviews so far Reviewed on: 9th February 2025

Amazing financial provider

Great service, app is easy to use, great provider for managing money. Reviewed on: 9th February 2025

simple and easy

I have had no big issues with Monzo and any minor problems (IE cashback amounts being incorrect) were sorted out speedily. Reviewed on: 9th February 2025

Everything is great, I can’t fault it

Everything is great, I can’t fault it Reviewed on: 9th February 2025

Very Convenient, easy and excellent customer service.

Very Convenient, easy and excellent customer service. Reviewed on: 9th February 2025

Excellent customer service, immediate response to is...

Excellent customer service, immediate response to issues. Reviewed on: 9th February 2025

Makes banking easy!

Makes banking easy! Monzo has lots of good offers and unique ideas such as locked pot to help you manage your money Reviewed on: 9th February 2025

Very easy to use in the UK and abroad.

Very easy to use in the UK and abroad. Seemless use of app. Relevant information provided in the app. I can sort my expenses to keep track of where the money goes. Reviewed on: 9th February 2025

My favorite bank

Never had a problem with the bank. Whatever queries I had the bank staff was always eager to help. Reviewed on: 9th February 2025

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