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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19131 reviews)

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4.92

Based on 19,131 reviews, last reviewed 31st Mar 2026

93000% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for over 6 years! I’ve been with Monzo for over 6 years! The pace at which this company operates is obliterating the competition and legacy banks! Im ‘full’ Monzo and h... Read more Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19131)

The app is so easy to navigate with great features.

The app is so easy to navigate with great features. Offer credit increased often. Fantastic bank. Reviewed on: 9th February 2025

Very easy app to use both home and abroad excellent...

Very easy app to use both home and abroad excellent range of products I can see all my accounts in one area Reviewed on: 9th February 2025

Superb, simple easy to use plus interest easy to gain

Superb, simple easy to use plus interest easy to gain Reviewed on: 9th February 2025

Monzo review

Very easy app to transfer and add funds Reviewed on: 9th February 2025

Excellent recommended alway

Excellent, i would suggest expect quick customer service in solving issues Reviewed on: 9th February 2025

What more can you ask dor?

I changed from a bank I had used for 30 years because their app and their service was so difficult to navigate. Delighted I did so. This will be my forever bank. Reviewed on: 9th February 2025

I would 100% recommend Monzo as I have never had any...

I would 100% recommend Monzo as I have never had any problems and they are amazing to use when your abroad don’t get charged using Monzo when on holiday and they staff are amazing if you have any problems or issues they sort it straight away Reviewed on: 9th February 2025

Super helpful to keep your financial life on check.

Managing accounts is so much more intuitive and clear. Tracking expenses is also great, specially when setting saving goals. The perks are great value for money: in particular the credit insights are wonderful to see and they are updated every week, keeping you on track for big events in life (like buying a house). Reviewed on: 9th February 2025

Excellent experience with Monzo

Excellent experience with Monzo, everything is easy,safe and secure. They help make building credit easy. Reviewed on: 9th February 2025

Monzo is the best bank

Monzo is the best bank I have ever experienced. I would recommend every person I. The UK banks with them for there general daily banking Reviewed on: 9th February 2025

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