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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19131 reviews)

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4.92

Based on 19,131 reviews, last reviewed 31st Mar 2026

93000% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for over 6 years! I’ve been with Monzo for over 6 years! The pace at which this company operates is obliterating the competition and legacy banks! Im ‘full’ Monzo and h... Read more Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19131)

Very good bank with more and more options.

Very good bank with more and more options. Pay on your savings, gives cashback, benefits from subscription. Issues resolved quickly and I don't need to walk through a bank. Reviewed on: 9th February 2025

Fantastic Bank!

Great bank, with great features for all the family Reviewed on: 9th February 2025

Best bank in the UK

Best bank in the UK - user-friendly, easy to use, secured banking, responsive and wonderful credit facilities and rates Reviewed on: 9th February 2025

Great service and advice.

Great service and advice. Always adapting their services and giving money advice that is valued and short and easy to follow. Services are easily edited in the app and I can manage both my own and my daughters accounts with ease. Reviewed on: 9th February 2025

Easy to use and it's has most of options which requi...

Easy to use and it's has most of options which require to use. And very fast. Reviewed on: 9th February 2025

Fantastic way to bank

Helped streamline my banking experience, useable useful features to give you confidence in looking after your money. Round-ups was a especially nifty feature, allowing you to save little bits which end up becoming big values. Reviewed on: 9th February 2025

Not had any issues and love the features on offer th...

Not had any issues and love the features on offer through the app. Reviewed on: 9th February 2025

Great bank with useful features.

Great bank with useful features. Reviewed on: 9th February 2025

My money is well secured and safe.

My money is well secured and safe. I have no doubt whatsoever Reviewed on: 9th February 2025

Monzo Budgeting Pips The Lot

As a customer of First Direct, Starling and Monzo, all of which are excellent, Monzo takes the award for the quality of their app and the budget-tracking graphs that it provides. It provides real-time view of current spend and really helps to manage on a budget in today's challenging financial world. Reviewed on: 9th February 2025

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