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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is leading the way in banking for 2025

Monzo is wonderful, a smart app for smart banking, doing it their own way in style. From their socials to in-app experience, they are paving the way for dinosaur banks to slowly follow. Reviewed on: 15th February 2025

Everything is so simple and secure

Everything is so simple and secure Reviewed on: 15th February 2025

Good app i love it more expense

Good app i love it i need gift or more money Reviewed on: 15th February 2025

Love it easy to use love the pots

Love it easy to use love the pots Reviewed on: 15th February 2025

Monzo have helped get my finances under control and...

Monzo have helped get my finances under control and now building up a safety net. The financial hub design is great and the connected accounts feature is best in class. Reviewed on: 15th February 2025

Easy mobile banking app

Great , easy and perfect for banking Reviewed on: 15th February 2025

Been a full customer for over seven years and never...

Been a full customer for over seven years and never had any real problems. I like the get paid early feature and the showing of pending credits and debits. It helps me to budget, Reviewed on: 15th February 2025

Easy to use and no issues.

Easy to use and no issues. I have been trying different banks and I keep coming back to monzo. Reviewed on: 15th February 2025

Monzo is best for ever. best best best

Monzo is best for ever best best best best best best for ever Reviewed on: 15th February 2025

Great bank, user friendly app .

Great bank, user friendly app .good customer support Reviewed on: 15th February 2025

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